Author Archive: John Evans

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Recently Lost Your Job? 3 Tips for Managing Your Mortgage When You’re Out of Work
By July 21, 2017 Read More →

Recently Lost Your Job? 3 Tips for Managing Your Mortgage When You’re Out of Work

The financial responsibility of a monthly mortgage payment can be stressful on its own, but you may be even more concerned about your home investment if you’ve recently lost your job. Fortunately, there are some things you can do and places you can turn if you’re not yet certain where your next paycheck will come from. If you’re struggling with newfound unemployment, here are some important steps to take.

Posted in: Home Mortgage Tips
$100 Well Spent: 5 Useful Home Upgrades That Cost Less Than $100
By July 20, 2017 Read More →

$100 Well Spent: 5 Useful Home Upgrades That Cost Less Than $100

Whether you’re trying to improve the look of your home or are getting ready to put it on the market, the idea of renovations can seem like a significant financial burden to take on. Fortunately, there are a variety of easy solutions for improving the look of your home without all the added expense. If you’re wondering how you can spend $100 wisely, look no further than the following upgrading tips.

Posted in: Around The Home
NAHB: Builder Confidence in Market Conditions Dips in July
By July 19, 2017 Read More →

NAHB: Builder Confidence in Market Conditions Dips in July

According to the National Association of Home Builders, July builder sentiment dipped to an index reading of 64 as compared to June’s revised reading of 66, the original reading was 67. Analysts expected the reading for July to increase to 68. Builders cited increasing lumber prices as a concern affecting builders’ outlook on housing market conditions for new single-family homes. Any reading over 50 for the NAHB Housing Market Index indicates that more builders than fewer are positive about housing market conditions, but July’s reading was the lowest in eight months. NAHB said that home builder confidence in market condition “remains strong.”

Posted in: Home Values
Going Green(er): 3 Common Waste Items You Had No Idea You Can Recycle
By July 18, 2017 Read More →

Going Green(er): 3 Common Waste Items You Had No Idea You Can Recycle

It has never been more popular to live a “green” lifestyle and develop sustainable living practices that will help out the planet. While you may be used to recycling cardboard boxes and giving away your old hand-me-down clothes, there are probably a few household items you didn’t even know you could recycle! If you’re wondering what to do with some of your old, used items, here are a few things that may be ready for re-use.

Posted in: Around The Home
What’s Ahead For Mortgage Rates This Week – July 17, 2017
By July 17, 2017 Read More →

What’s Ahead For Mortgage Rates This Week – July 17, 2017

Economic reports released last week included readings on inflation, core inflation, and Fed Chair Janet Yellen’s testimony. Mortgage rates and new jobless claims were released as usual along with a monthly report on consumer sentiment.

Posted in: Mortgage Rates
Buyer Beware: Three Major Red Flags to Watch for When Visiting Open Houses
By July 14, 2017 Read More →

Buyer Beware: Three Major Red Flags to Watch for When Visiting Open Houses

Open houses are a good opportunity to get out and about to see what kind of home you’re looking for, and if it will work for you. Fortunately, they can also be a good opportunity to find out some things about the house you’re looking at that might not be listed on the website and may be less than flattering. If you’re wondering what red flags to watch out for, pay attention to the following things the next time you’re at a showing.

Posted in: Home Buyer Tips
Understanding Your FICO Score and Why Small Credit Mistakes Can Cause Huge Headaches
By July 13, 2017 Read More →

Understanding Your FICO Score and Why Small Credit Mistakes Can Cause Huge Headaches

Many people all over the world are dealing with issues involving debt or poor credit history, but most aren’t necessarily aware of what exactly makes up their credit score. Unfortunately, it might seem like it’s the big stuff that counts when it comes to credit, but little things can have a significant impact on your financial health. If you’re looking to improve your understanding and your finances, here’s what you need to know about small mistakes and your FICO score.

Posted in: Home Mortgage Tips
With Mortgage Rates This Low, Should You Dive In? 3 Reasons Why Now Might Be the Time
By July 12, 2017 Read More →

With Mortgage Rates This Low, Should You Dive In? 3 Reasons Why Now Might Be the Time

Whether you’ve just finished school or are about to start a family, investing in a home can be one of the biggest financial decisions of your life. But as you’ll soon discover, there are a number of considerations you’ll need to make. It can be difficult to know whether to get a short-term or long-term mortgage, or how long of an amortization period you’ll need.

Posted in: Home Mortgage Tips
Location, Location, Location: How to Ensure You’re Buying a Home in the Right Community
By July 11, 2017 Read More →

Location, Location, Location: How to Ensure You’re Buying a Home in the Right Community

When investing in a home, one of the most important things is buying a place that you and your family can feel comfortable in. If you’re wondering what you should be looking for in the neighborhood you choose, here are a few things to consider before making an offer on a home.

Posted in: Home Buyer Tips
What’s Ahead For Mortgage Rates This Week – July 10, 2017
By July 10, 2017 Read More →

What’s Ahead For Mortgage Rates This Week – July 10, 2017

Last week’s economic reports suggested that demand for homes is rising despite a jump in mortgage rates and rising home prices fueled by low inventories of homes for sale. Demand for homes rose by 1.40 percent as interest rates jumped after the 10-year Treasury rate rose by 10 basis points.

Posted in: Mortgage Tips