Author Archive: John Evans

rss feed

What’s Ahead For Mortgage Rates This Week – April 17, 2017
By April 17, 2017 Read More →

What’s Ahead For Mortgage Rates This Week – April 17, 2017

Last week’s economic releases included readings on inflation, core inflation, new jobless claims, and mortgage rates. Consumer sentiment for April was also released.

Posted in: Mortgage Rates
Pamper Your Pet With These Five Awesome Pet-friendly Home Upgrades
By April 14, 2017 Read More →

Pamper Your Pet With These Five Awesome Pet-friendly Home Upgrades

The best addition to many a family is the beloved pet, but beyond the regular treats and pillows, there are plenty of ways to spoil your pet and let them know how much you love them. If you’re looking for some neat concepts for your favorite pooch, here are some unique ideas you may want to try out.

Posted in: Around The Home
Saving for a Mortgage Down Payment? 4 Tips That Will Help You Get There Faster
By April 13, 2017 Read More →

Saving for a Mortgage Down Payment? 4 Tips That Will Help You Get There Faster

For most people, the idea of saving more money each month is enough of a burden without having to think about investing in a home. A down payment, however, will require a lot more saving know-how and a lot more in liquid assets in order to be able to buy. If you’re trying to find ways to save a bit more each month, here are some sure-fire tips for raising the extra funds.

Posted in: Home Mortgage Tips
Til’ Debt Do Us Part: How to Get a Mortgage If One Spouse Has A Poor Credit Score
By April 12, 2017 Read More →

Til’ Debt Do Us Part: How to Get a Mortgage If One Spouse Has A Poor Credit Score

A poor credit history is a reality for many people, but it can be particularly daunting when it comes to investing in a house. Fortunately, simply because you or yours have experienced bad credit doesn’t mean that you should be penalized in the future. If your spouse has struggled with bad credit in the past but you’re both preparing to move forward and invest in a home, here are some tips for getting it together financially.

Posted in: Home Mortgage Tips
Buying a Home on a Single Income? 3 Budgeting Tips That Will Make Things Easier
By April 11, 2017 Read More →

Buying a Home on a Single Income? 3 Budgeting Tips That Will Make Things Easier

Are you thinking about buying that perfect new home? Whether you’re buying for yourself or a new home for a family, there will be many costs involved. Let’s take a look at 3 budgeting tips that will help make home ownership on a single income easier.

Posted in: Home Buyer Tips
What’s Ahead For Mortgage Rates This Week – April 10, 2017
By April 10, 2017 Read More →

What’s Ahead For Mortgage Rates This Week – April 10, 2017

Last week’s economic data included releases on construction spending and labor-related reports including ADP Payrolls, Non-Farm Payrolls, national unemployment. Weekly readings on mortgage rates and new jobless claims were also released.

Posted in: Mortgage Rates
It’s Tax Time: Learn How Buying a New Home Can Help to Reduce Your Tax Burden
By April 7, 2017 Read More →

It’s Tax Time: Learn How Buying a New Home Can Help to Reduce Your Tax Burden

Most people do not look forward to tax time, whether they get money back or not, but as a homeowner there are a lot of things you can do that will help to reduce your taxes and get you a refund. If you’re getting prepared to invest in a home and are wondering how it can benefit you, here are some deductions you’ll want to watch out for.

Posted in: Home Buyer Tips
Buying a Home With a Mortgage? Here’s What You Can Expect at Your Closing Meeting
By April 6, 2017 Read More →

Buying a Home With a Mortgage? Here’s What You Can Expect at Your Closing Meeting

If you’ve decided to invest and have finally found your ideal home, it’s probably an exciting time for you and your family. But before the deal is sealed, there will be a closing meeting so that all of the loose ends can be tied up. If you want to be ready for closing and are curious what the final meeting will entail, here are a few things to be prepared for.

Posted in: Home Mortgage Tips
Your Debt-To-Income Ratio and How It Affects Your Mortgage
By April 5, 2017 Read More →

Your Debt-To-Income Ratio and How It Affects Your Mortgage

When you’re delving into the market in the hopes of finding your dream home, it’s likely you’ll come across the term debt-to-income ratio. This may not seem important at first, but your DTI is the key to determining the amount of money you can put into your home and just how much you should spend on a monthly basis. If you’re curious about what this means for you, here’s how to calculate it and how it can impact your mortgage.

Posted in: Home Mortgage Tips
Understanding Mortgage Amortizations and Why Longer Periods Can Cost More
By April 4, 2017 Read More →

Understanding Mortgage Amortizations and Why Longer Periods Can Cost More

Buying a home is one of the largest investments you will make in your life, and that’s why so many people have longer mortgage amortization periods to pay down the principal. While it may seem appealing to have a longer amortization period, here’s why an extended loan term can end up costing you more and may be less financially beneficial when it comes right down to it.

Posted in: Home Mortgage Tips