Author Archive: John Evans

rss feed

How Will Having a New President Impact Your Mortgage? Let’s Take a Look
By January 20, 2017 Read More →

How Will Having a New President Impact Your Mortgage? Let’s Take a Look

There is always uncertainty in the market in an election year, but many people are wondering exactly what kind of impact Donald Trump’s election will have on their mortgage and the real estate options available. Here are some possibilities for the mortgage market following the results of the 2016 election.

Posted in: Home Mortgage Tips
Home Builder Index Dips in January
By January 19, 2017 Read More →

Home Builder Index Dips in January

January’s National Association of Home Builders Housing Market Index dipped two points from December’s revised reading of 69 to 67; the index reading forecast for January was also 69.Analysts said that January’s reading was the second highest (after December 2016) since the peak of the housing bubble in 2005. January’s dip in builder sentiment was attributed to easing of builder enthusiasm, which spiked right after the U.S. presidential election. To put January’s home builder confidence reading in context, NAHB says that any index reading over 50 indicates that more builders than fewer have confidence in housing market conditions.

Posted in: Home Values
Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies
By January 18, 2017 Read More →

Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

The monthly mortgage payment can be burdensome for many, but it’s possible you’ve thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Posted in: Home Mortgage Tips
What’s Ahead For Mortgage Rates This Week – January 17, 2017
By January 17, 2017 Read More →

What’s Ahead For Mortgage Rates This Week – January 17, 2017

Last week’s economic reports included readings on job openings, retail sales and consumer sentiment in addition to weekly reports on new jobless claims and Freddie Mac’s survey of mortgage rates.

Posted in: Mortgage Rates
What’s Ahead For Mortgage Rates This Week – December 17, 2017
By January 17, 2017 Read More →

What’s Ahead For Mortgage Rates This Week – December 17, 2017

Last week’s economic reports included readings on job openings, retail sales and consumer sentiment in addition to weekly reports on new jobless claims and Freddie Mac’s survey of mortgage rates.

Posted in: Mortgage Rates
Wondering How Much Mortgage You Can Afford? Here’s How to Calculate It
By January 13, 2017 Read More →

Wondering How Much Mortgage You Can Afford? Here’s How to Calculate It

Many people are aware of the financial commitment that is involved when investing in a home, but what that amounts to is different for every person. From what you can afford to what a lender will allow, there are plenty of details involved in determining the right home for you. If you’re not quite sure what the right price is, here’s how to approach home ownership and determine your debt-to-income.

Posted in: Home Mortgage Tips
4 Terrible Mistakes Made by First-time Home Sellers
By January 12, 2017 Read More →

4 Terrible Mistakes Made by First-time Home Sellers

There are a lot of different factors that go into selling a home for the first time that can make it a stressful process, but there are a few things home sellers should avoid for a successful sale. If you’re going to be putting your home on the market in the near future and are hoping for quick success, here are some common mistakes you’ll want to be sure to bypass.

Posted in: Home Seller Tips
4 Things You Absolutely Should Not Do After You Apply for a Mortgage
By January 11, 2017 Read More →

4 Things You Absolutely Should Not Do After You Apply for a Mortgage

If you have a good credit history and are prepared to invest in a home, you may be feeling pretty confident about the mortgage process. However, it’s important to be aware that there are things that can have a negative impact on your application.

Posted in: Home Mortgage Tips
Understanding Real Estate Contracts and What You Can Expect to Find
By January 10, 2017 Read More →

Understanding Real Estate Contracts and What You Can Expect to Find

There are a lot of things that go into the successful sale of your home, but many people are unfamiliar with the intricacies of the contract. Whether you consult with your real estate agent or plan on diving in on your own, it’s important to be clear on the terms. If you’re wondering what you can expect when it comes to the contract, here are some pointers on what to watch out for.

Posted in: Home Buyer Tips
What’s Ahead For Mortgage Rates This Week – January 9, 2017
By January 9, 2017 Read More →

What’s Ahead For Mortgage Rates This Week – January 9, 2017

2017 started with good news; fixed mortgage rates were lower, but the national unemployment rate ticked upward and labor reports showed fewer openings for public and private sector jobs. Construction spending was higher in November.

Posted in: Mortgage Rates