Author Archive: John Evans

rss feed

5 Ways That a Mortgage Can Be a Huge Benefit to Your Financial Future
By December 8, 2016 Read More →

5 Ways That a Mortgage Can Be a Huge Benefit to Your Financial Future

For many people, investing in a house is one of the most important purchases they will make in their lifetime. However, alongside having the comfort of your own home, there are many financial benefits associated with buying in. If you’re currently perusing the market for opportunities, here are some reasons to consider investing a little sooner.

Posted in: Home Mortgage Tips
3 Simple Tips for Boosting Your FICO Credit Score Before Applying for a Mortgage
By December 7, 2016 Read More →

3 Simple Tips for Boosting Your FICO Credit Score Before Applying for a Mortgage

There are a variety of factors that are involved in getting your mortgage approved, but few things will have more of an impact than your FICO score and the credit history that goes along with it. Instead of leaving your score up to chance when submitting your application, here are a few ways that you can boost your financial wellbeing and leave your credit score better off than it was before.

Posted in: Home Mortgage Tips
3 Key Reasons Why Buying Your First Home Is Like Planning a Wedding
By December 6, 2016 Read More →

3 Key Reasons Why Buying Your First Home Is Like Planning a Wedding

You may not see the connection right away, but buying a home and planning a wedding are two experiences that require certain skills and challenge you in similar ways. Check out the three key similarities in this post.

Posted in: Home Buyer Tips
What’s Ahead For Mortgage Rates This Week – December 5, 2016
By December 5, 2016 Read More →

What’s Ahead For Mortgage Rates This Week – December 5, 2016

Last week’s economic news was plentiful with releases on Case-Shiller Home Price Indices and pending home sales. Readings on government and private sector jobs created, the national unemployment rate and weekly readings on new jobless claims and Freddie Mac’s mortgage rates survey were also released.

Posted in: Mortgage Rates
Should You Pay Your Mortgage Bi-weekly or Monthly? Let’s Take a Look
By December 2, 2016 Read More →

Should You Pay Your Mortgage Bi-weekly or Monthly? Let’s Take a Look

Most homeowners look at their monthly mortgage payment as their largest cost per month, and something they must do to maintain a good credit history. However, you may have heard of bi-weekly mortgage payments and their ability to lower your debt load and help you pay off your mortgage more quickly.

Posted in: Home Mortgage Tips
Case-Shiller: Home Price Growth Mixed for September
By December 1, 2016 Read More →

Case-Shiller: Home Price Growth Mixed for September

September’s 20-City Housing Market Index from Case-Shiller showed signs that rapidly rising home prices in some metro areas may be losing momentum. San Francisco, California, posted a month-to-month reading of -0.40 percent and a year-over-year reading of 5.70 percent. Home prices stayed flat in Seattle Washington from August to September, but posted the highest home price gain of 11.00 percent year-over-year. Slowing home price growth in high-demand areas suggest that affordability concerns are impacting rapid gains in home prices seen in recent years.

Posted in: Housing Market
Let’s Talk Basements: How to Finish Your Basement so It Adds Value to Your Home
By November 30, 2016 Read More →

Let’s Talk Basements: How to Finish Your Basement so It Adds Value to Your Home

Are you on the hunt for home renovations that will boost usability and value? Look no further than that unfinished basement. In this article, we’ll show you how to turn that dusty cave into an amazing new living space.

What’s Ahead For Mortgage Rates This Week – November 29, 2016
By November 29, 2016 Read More →

What’s Ahead For Mortgage Rates This Week – November 29, 2016

Last week’s economic reports included new and pre-owned home sales, new jobless claims and Freddie Mac’s weekly mortgage rates survey.

Posted in: Mortgage Rates
Did You Know?: 4 Factors That Can Delay Your Mortgage Approval (and How to Avoid Them!)
By November 28, 2016 Read More →

Did You Know?: 4 Factors That Can Delay Your Mortgage Approval (and How to Avoid Them!)

If you’re currently buying a home and are stressing about the kind of home to choose and which lender to go with, it can help to clear up some of the confusion surrounding the mortgage process. While mortgage applications are assessed on a case-by-case basis, here are some factors you’ll want to avoid so the timeline of your approval isn’t negatively impacted.

Posted in: Home Mortgage Tips
Refinancing Your Mortgage? Know These Key Terms Before You Sign Your Paperwork
By November 25, 2016 Read More →

Refinancing Your Mortgage? Know These Key Terms Before You Sign Your Paperwork

When it comes to your mortgage, there are a lot of key terms that are important for every homebuyer to know, and this is no less true than when it comes to refinancing your most important investment. If you’re currently considering refinancing and don’t want to get snared by unknown terminology, here are some terms you’ll need to watch out for.

Posted in: Home Mortgage Tips