Author Archive: John Evans

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The Pros and Cons of Using Your Savings to Make Your Full 20 Percent Down Payment
By October 11, 2016 Read More →

The Pros and Cons of Using Your Savings to Make Your Full 20 Percent Down Payment

If you’ve been perusing the real estate market with the hope of purchasing a home, you may be aware that the often-touted amount you should put down is 20 percent. However, there are both good and bad things involved in investing so much money into your new home.

Posted in: Home Mortgage Tips
What’s Ahead For Mortgage Rates This Week – October 10, 2016
By October 10, 2016 Read More →

What’s Ahead For Mortgage Rates This Week – October 10, 2016

Other than a release on construction spending, last week’s economic readings were dominated by labor and employment data including ADP Payrolls, Non-Farm Payrolls and National Unemployment. Weekly reports on mortgage rates and new jobless claims were also released.

Posted in: Mortgage Rates
Master the Autumn Home Buying Season With Our Guide to Finding Local Real Estate Bargains
By October 7, 2016 Read More →

Master the Autumn Home Buying Season With Our Guide to Finding Local Real Estate Bargains

Most people have a good idea of the neighborhood they want to purchase a new home in. The problem is finding a great deal in the area, especially if it’s a neighborhood that’s very popular. Thinking outside the box and avoiding the standard real estate listings can result in some bargain properties for sale that most people are completely unaware of.

Posted in: Home Buyer Tips
S&P Case-Shiller: Home Price Growth Slows in July
By October 6, 2016 Read More →

S&P Case-Shiller: Home Price Growth Slows in July

Home prices dipped slightly in July according to the S&P Case-Shiller 20-City Home Price Index. Year-over-year, home price growth dipped to 5.00 percent from June’s reading of 5.10 percent. The Pacific Northwest led the nation in home price appreciation. Portland, Oregon had the highest year-over-year home price growth with a rate of 12.40 percent. Seattle, Washington posted year-over-year home price growth of 11.20 percent. Denver, Colorado was third with a year-over-year home price growth rate of 9.40 percent.

Posted in: Home Mortgage
3 Common Mistakes That First-time Mortgage Borrowers Make and How to Easily Avoid Them
By October 5, 2016 Read More →

3 Common Mistakes That First-time Mortgage Borrowers Make and How to Easily Avoid Them

Deciding to purchase a home will be one of the biggest investment decisions you’ll make in your life, but it can be confusing for the first-time home buyer to know all the ins and outs of buying a home. If you’re wondering what things first-time buyers often forget about before purchasing a home, here are three important things that you’ll want to keep in mind.

Posted in: Home Mortgage Tips
Understanding Appraisals and What to Do If Your Home Doesn’t Appraise for Its Purchase Price
By October 4, 2016 Read More →

Understanding Appraisals and What to Do If Your Home Doesn’t Appraise for Its Purchase Price

It can be a bit of a surprise if your home turns out to be valued at less than the purchase price offered, but this is the type of thing that can occur in an appraisal situation. While this can change everything from your contract to the amount of your down payment, if your home has been appraised at less than you envisioned, here are some options you may want to consider.

Posted in: Home Mortgage Tips
What’s Ahead For Mortgage Rates This Week – October 3, 2016
By October 3, 2016 Read More →

What’s Ahead For Mortgage Rates This Week – October 3, 2016

Last week’s economic releases included reports on new and pending home sales, S&P Case-Shiller Home Price Indices and regularly scheduled weekly reporting on mortgage rates and weekly jobless claims. Readings on consumer sentiment and confidence were also released.

Posted in: Mortgage Tips
Moving with Children? Here’s How to Quickly Assess Whether a Community Is Family Friendly
By September 30, 2016 Read More →

Moving with Children? Here’s How to Quickly Assess Whether a Community Is Family Friendly

If you’re looking for a home that’s in a family-friendly neighborhood, there are a few key things you can look for to make sure your new house is a good fit for both you and your children.

Posted in: Home Buyer Tips
3 Things You Need to Consider Before Buying That Fixer-Upper Home
By September 29, 2016 Read More →

3 Things You Need to Consider Before Buying That Fixer-Upper Home

The idea of buying a home that will need a fair bit of renovating can seem like a great investment opportunity, but some renovations come with high prices and may actually end up costing you more than you think. If you’re trying to determine whether or not a fixer-upper is worth the cost, here are some important things to consider.

Posted in: Home Buyer Tips
What Types of Coverage Are Included in Standard Home Insurance Policies? Let’s Take a Look
By September 28, 2016 Read More →

What Types of Coverage Are Included in Standard Home Insurance Policies? Let’s Take a Look

Every insurance policy is different and can provide certain levels of protection tailored towards the needs of the policy holder. However, there are some standard types of coverage that are included in most basic home insurance policies.

Posted in: Around The Home