Author Archive: John Evans

rss feed

How to Run a Quick Financial Health Check Before You Apply for a Mortgage
By December 21, 2017 Read More →

How to Run a Quick Financial Health Check Before You Apply for a Mortgage

Are you planning on using a mortgage to help cover the cost of a new home? If so, you will want to prepare your finances and figure out how you will manage all those wallet-draining monthly expenses. Let’s take a look at how to run a quick financial health check to ensure you are ready to apply for a mortgage.

Posted in: Home Mortgage Tips
NAHB: Builder Confidence Outstrips Pre-Bubble Highs
By December 20, 2017 Read More →

NAHB: Builder Confidence Outstrips Pre-Bubble Highs

Home builders surveyed by the National Association of Home Builders expressed their highest level of confidence in housing markets since 1999. The index reading for housing market conditions in December hit 74, which exceeded November’s reading of 70. Analysts expected a flat reading of 70 for December. Readings over 50 indicate improvement in housing market conditions.

Posted in: Housing Market
Mortgage 101: Understanding ‘PITI’ and What Goes in to Your Monthly Payments
By December 19, 2017 Read More →

Mortgage 101: Understanding ‘PITI’ and What Goes in to Your Monthly Payments

Ask any friend or family member that owns a home and they will share that it takes a bit of management to keep all the expenses under control. Let’s explore the concept of PITI and why it is vital to have a clear picture of how much your home is costing you each month.

Posted in: Home Mortgage Tips
What’s Ahead For Mortgage Rates This Week – December 18, 2017
By December 18, 2017 Read More →

What’s Ahead For Mortgage Rates This Week – December 18, 2017

Last week’s economic reporting included readings on inflation, core inflation and the Post-meeting statement of the Fed’s Federal Open Market Committee. Fed Chair Janet Yellen also gave a press conference; weekly readings on mortgage rates and new jobless claims were also released.

Posted in: Mortgage Rates
The Quick and Easy Guide to Finding the Right Builder to Construct Your Dream Home
By December 15, 2017 Read More →

The Quick and Easy Guide to Finding the Right Builder to Construct Your Dream Home

Are you in the market for a new house? If so, you may be considering having a custom-home designed and built to your specifications. There is no better way to get exactly what you want in a house than to have it built from scratch.

Posted in: Home Buyer Tips
You Ask, We Answer: How Do I Know If It’s a Good Idea to Refinance My Mortgage?
By December 14, 2017 Read More →

You Ask, We Answer: How Do I Know If It’s a Good Idea to Refinance My Mortgage?

Are you interested in paying less per month on your mortgage? Or perhaps you would prefer if your mortgage was paid off a couple of months – or years – faster? If you are a homeowner with a mortgage, one option that is open to you is refinancing. In today’s post, we will explore the topic of mortgage refinancing and how to know if it is a good idea.

Posted in: Home Mortgage Tips
3 Key Ways That Driverless Cars Are Going to Reshape How We Design and Use Our Homes
By December 13, 2017 Read More →

3 Key Ways That Driverless Cars Are Going to Reshape How We Design and Use Our Homes

Are you ready for the coming shift to driverless cars? While it might seem like some sort of futuristic vision, the truth is that driverless vehicles will be on the road within a few short years. Let’s explore three key ways that driverless cars are going to help to shape how we think about our homes in the very near future.

Posted in: Around The Home
The Pros and Cons of a Large Down Payment When Buying a Home
By December 12, 2017 Read More →

The Pros and Cons of a Large Down Payment When Buying a Home

If you are in the market for a new home, one of the considerations you will need to make is how much to invest in your down payment. Let’s take a quick look at some of the pros and cons of making a large down payment when buying your next home.

Posted in: Home Mortgage Tips
What’s Ahead For Mortgage Rates This Week – December 11, 2017
By December 11, 2017 Read More →

What’s Ahead For Mortgage Rates This Week – December 11, 2017

Last week’s economic reports included readings on projected top housing markets for 2018, weekly readings on mortgage rates and new jobless claims. Labor sector readings on private-sector job growth, private and public-sector job growth and the national unemployment rate were released. Projected top housing markets in 2018 were also released.

Posted in: Mortgage Rates
‘Pine’-ing for a New Look? 3 Ways You Can Use Wood Features to ‘Spruce’ up Your Home
By December 8, 2017 Read More →

‘Pine’-ing for a New Look? 3 Ways You Can Use Wood Features to ‘Spruce’ up Your Home

Whether you are renovating an older home or putting the finishing touches on a new one, you would be amiss if you did not consider how to include furniture and other items made of wood. With a diverse range of colors and textures, wooden features are a must-have for any modern home design. Let’s take a look at three ways that you can use wood to add a little spice to your home decor.

Posted in: Around The Home