Author Archive: John Evans

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2016 Kitchen Decor Trends to Inspire Your Renovations
By May 5, 2016 Read More →

2016 Kitchen Decor Trends to Inspire Your Renovations

A kitchen upgrade may seem like the sort of renovation that will cost a pretty penny, but there are a lot of funky things you can do that will add an easy accent and make for a current look. If you’re planning some home improvements in 2016, here are some upcoming trends you may want to try out.

Posted in: Around The Home
When is Refinancing Not a Good Idea?
By May 4, 2016 Read More →

When is Refinancing Not a Good Idea?

Refinancing your home can be a great way to reduce monthly mortgage payments or interest rates – or even pay off your debt faster. And while it is a useful tool in budgeting for millions of homeowners, a home refinance may not necessarily be useful in every situation – in fact, there are some situations where refinancing can cost you a great deal of money.

So when should you skip the refinance and simply keep with the original plan? Here’s what you need to know.

Posted in: Home Mortgage Tips
How to Lower Your Mortgage Interest Rate
By May 3, 2016 Read More →

How to Lower Your Mortgage Interest Rate

Mortgage interest rates are at historical lows right now, but they’re expected to start rising soon. That’s why savvy buyers are taking steps to ensure they get the best possible interest rates on the market and then lock those rates in for the long term. But even if interest rates are already low, that doesn’t mean you can’t reduce them further.

So how can you save even more money on your monthly interest payments? Here’s what you need to know.

Posted in: Home Mortgage Tips
What’s Ahead For Mortgage Rates This Week – May 2, 2016
By May 2, 2016 Read More →

What’s Ahead For Mortgage Rates This Week – May 2, 2016

Last week’s economic news included Case-Shiller Home Price Indices, along with new and pending home sales readings. The Federal Open Market Committee of the Federal Reserve met analyst’s expectations and did not raise the target federal funds rate, which remains at 0.25 to 0.50 percent. Freddie Mac’s mortgage rates survey and the Labor Department’s weekly jobless claims report were also released.

Posted in: Mortgage Rates
Fed Holds Steady on Federal Funds Rate
By April 29, 2016 Read More →

Fed Holds Steady on Federal Funds Rate

In its post-meeting statement, the Federal Open Market Committee (FOMC) of the Federal Reserve announced its decision not to raise the current federal funds rate of 0.25 to 0.50 percent. Although FOMC members acknowledged further improvement in the U.S. economy and jobs markets.

Posted in: Financial Reports
5 Documents First-time Home-buyers Need for a Smoother Purchasing Process
By April 27, 2016 Read More →

5 Documents First-time Home-buyers Need for a Smoother Purchasing Process

With all the work that goes into finding the kind of home you’ll want to put an offer on, it can be easy to forget about all the little things that happen after the deal has been made. While the paperwork involved in purchasing may seem like a long way off, here’s a quick review of some of the documents you’ll need when the time comes to seal the deal.

Posted in: Home Buyer Tips
You Ask, We Answer: 5 Ways That You Can Proactively Build and Improve Your Credit Score
By April 26, 2016 Read More →

You Ask, We Answer: 5 Ways That You Can Proactively Build and Improve Your Credit Score

If you’re planning to buy a house or take out a business loan in the near future, you’ll want to work hard to boost your credit score well ahead of time in order to improve your likelihood of getting the loan you need. But what can you do in order to build your credit score over time? Here’s what you need to know.

Posted in: Home Mortgage Tips
What’s Ahead For Mortgage Rates This Week – April 25, 2016
By April 25, 2016 Read More →

What’s Ahead For Mortgage Rates This Week – April 25, 2016

Last week’s economic releases included Existing Home Sales, Commerce Department Releases on Housing Starts and Building Permits and the National Association of Home Builders/Wells Fargo Housing Market Index. Mortgage rates and new jobless claims were released according to their weekly schedule.

Posted in: Mortgage Rates
Existing Home Sales Jump, Builder Confidence Holds Steady
By April 22, 2016 Read More →

Existing Home Sales Jump, Builder Confidence Holds Steady

Home buyers kicked the spring home shopping season into gear and boosted sales of pre-owned homes in March.

Posted in: Financial Reports
Investor Thoughts: What Home-buyers Can Learn from a Real Estate Investor’s Stand-point
By April 21, 2016 Read More →

Investor Thoughts: What Home-buyers Can Learn from a Real Estate Investor’s Stand-point

There are plenty of things to consider when purchasing a home, from the size of place that you’re looking for to the amount of home you’re able to afford. While it’s certainly worth knowing what you want going in, here are a few factors that investors often think about when it comes to making or breaking the appeal of a real estate purchase.

Posted in: Home Buyer Tips