Author Archive: John Evans

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Financing That Dream Home with a Mortgage? Here’s What to Expect on Closing Day
By September 13, 2016 Read More →

Financing That Dream Home with a Mortgage? Here’s What to Expect on Closing Day

When closing day finally arrives, there will still be a few last minute details that need to be taken care of. If you’re getting ready to solidify your home purchase and are wondering about the remaining paperwork and any unknown details, here are some things you can expect when it comes to making your purchase complete.

Posted in: Home Mortgage Tips
What’s Ahead For Mortgage Rates This Week – September 12, 2016
By September 12, 2016 Read More →

What’s Ahead For Mortgage Rates This Week – September 12, 2016

Few economic reports were released last week due to the Labor Day Holiday. The Federal Reserve released its Beige Book Report, which documents anecdotes shared with the Fed by its regional business contacts. A job openings report, weekly jobless claims and Freddie Mac’s survey of mortgage rates was also released.

Posted in: Mortgage Rates
Growing Your Wealth: 3 Reasons Why Real Estate Is the Ultimate Long-Term Investment
By September 9, 2016 Read More →

Growing Your Wealth: 3 Reasons Why Real Estate Is the Ultimate Long-Term Investment

While many people may be hesitant to consider real estate as a viable long-term investment, owning property has a steady historical track record and isn’t as volatile as other investment markets can be.

Posted in: Around The Home
Understanding ‘Disposable Income’ and How This Will Impact Your Mortgage Approval
By September 8, 2016 Read More →

Understanding ‘Disposable Income’ and How This Will Impact Your Mortgage Approval

If you’re wondering how much home you can truly afford and how your cost of living will fare for your mortgage approval, here are some of the details on what you can expect when it comes to finding a home at an affordable price.

Posted in: Home Mortgage Tips
Buying for Retirement: 3 Reasons Why You’ll Want to Buy Your Retirement Home Before You Retire
By September 7, 2016 Read More →

Buying for Retirement: 3 Reasons Why You’ll Want to Buy Your Retirement Home Before You Retire

While it may seem like a big time commitment to find a new home while you’re still busy with your work there are several significant financial benefits to purchasing your retirement home before you actually do retire. Here are our top reasons why.

Posted in: Home Buyer Tips
What’s Ahead For Mortgage Rates This Week – September 6, 2016
By September 6, 2016 Read More →

What’s Ahead For Mortgage Rates This Week – September 6, 2016

Last week’s economic reports included readings on pending home sales, construction spending and consumer sentiment. Case-Shiller Home Price Indices for June were released, along with several labor-related reports including national unemployment, ADP Payrolls and Non-Farm Payrolls were also released along with weekly readings on new jobless claims and Freddie Mac’s survey of average mortgage rates.

Posted in: Mortgage Rates
Can You Use a Reverse Mortgage to Buy Your Next Home? Yes, and Here’s How
By September 2, 2016 Read More →

Can You Use a Reverse Mortgage to Buy Your Next Home? Yes, and Here’s How

Most people who have been on the market for a home are familiar with what the term ‘mortgage’ means, but many have not heard of a reverse mortgage and aren’t aware of how this product can benefit them. If you’re nearing retirement and are contemplating a new home or even relocation to another community, here are the details on a reverse mortgage and how this option may benefit you.

Posted in: Home Mortgage Tips
Are You Ready to Refinance Your Mortgage? Learn How to Do a Quick Refinancing Self-Assessment
By September 1, 2016 Read More →

Are You Ready to Refinance Your Mortgage? Learn How to Do a Quick Refinancing Self-Assessment

If you’ve been considering refinancing recently and are wondering how to come to a decision, here are some questions you should ask yourself before wading into the water.

Posted in: Home Mortgage Tips
The Pros and Cons of Borrowing the Down Payment for Your Next Home
By August 31, 2016 Read More →

The Pros and Cons of Borrowing the Down Payment for Your Next Home

With the rising cost of real estate, many people feel that now is a good time to buy a home to ensure a good financial future. However, if you haven’t saved up enough money to make a down payment, it’s possible you may be considering whether or not you should borrow the funds. If you’re considering a loan from friends or family, here are some points you may want to think about before asking for a loan.

Posted in: Home Mortgage Tips
Thinking of Buying a Second Home? Assess Your Finances First
By August 30, 2016 Read More →

Thinking of Buying a Second Home? Assess Your Finances First

The decision to buy a second home may be made for a number of reasons. For example, you may have a destination where you and your family love to spend free time in, and you may be ready to settle into your own space in this location. You may be considering the tax benefits associated with a second home, and you may even have plans to live in the home as your primary residence after you retire.

Posted in: Mortgage Tips