Author Archive: John Evans

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Are You Ready to Refinance Your Mortgage? Learn How to Do a Quick Refinancing Self-Assessment
By September 1, 2016 Read More →

Are You Ready to Refinance Your Mortgage? Learn How to Do a Quick Refinancing Self-Assessment

If you’ve been considering refinancing recently and are wondering how to come to a decision, here are some questions you should ask yourself before wading into the water.

Posted in: Home Mortgage Tips
The Pros and Cons of Borrowing the Down Payment for Your Next Home
By August 31, 2016 Read More →

The Pros and Cons of Borrowing the Down Payment for Your Next Home

With the rising cost of real estate, many people feel that now is a good time to buy a home to ensure a good financial future. However, if you haven’t saved up enough money to make a down payment, it’s possible you may be considering whether or not you should borrow the funds. If you’re considering a loan from friends or family, here are some points you may want to think about before asking for a loan.

Posted in: Home Mortgage Tips
Thinking of Buying a Second Home? Assess Your Finances First
By August 30, 2016 Read More →

Thinking of Buying a Second Home? Assess Your Finances First

The decision to buy a second home may be made for a number of reasons. For example, you may have a destination where you and your family love to spend free time in, and you may be ready to settle into your own space in this location. You may be considering the tax benefits associated with a second home, and you may even have plans to live in the home as your primary residence after you retire.

Posted in: Mortgage Tips
What’s Ahead For Mortgage Rates This Week – August 29, 2016
By August 29, 2016 Read More →

What’s Ahead For Mortgage Rates This Week – August 29, 2016

Last week’s economic reports included readings on new and existing home sales, a speech by Fed Chair Janet Yellen, and a report on consumer sentiment. Weekly reports on mortgage rates and new jobless claims were also released.

Posted in: Mortagage Tips
Why Your ‘Debt-to-Income Ratio’ Number Matters When Obtaining a Mortgage
By August 26, 2016 Read More →

Why Your ‘Debt-to-Income Ratio’ Number Matters When Obtaining a Mortgage

If you are looking to buy a home, you may want to consider shopping for a loan first. Having your financing squared away ahead of time can make it easier to be taken seriously by buyers and help move along the closing process. For those who are looking to get a mortgage soon, keep in mind that the Debt-to-Income ratio of the borrower plays a huge role in the approval of your mortgage application.

Posted in: Mortgage Tips
The Type of Home You Want to Buy Determines Your Closing Cost and Here’s Why
By August 25, 2016 Read More →

The Type of Home You Want to Buy Determines Your Closing Cost and Here’s Why

Savvy home buyers who are preparing to make a real estate purchase should do their research and understand that they need to save money for not only the down payment but the closing costs as well. The closing costs can account for as much as three to five percent of the sales price in some cases, so this can be a rather sizable amount of money. Some home buyers however, may not realize that the amount of closing costs can vary considerably based on the home that is purchased. With a closer look at why this is, home buyers can make a more educated decision when selecting a home to purchase.

Posted in: Mortagage Tips
Buying Your First Home? Learn These 5 Essential Home Maintenance Skills as Soon as Possible
By August 24, 2016 Read More →

Buying Your First Home? Learn These 5 Essential Home Maintenance Skills as Soon as Possible

New homes can be scary. But when you take the time to think about it, and plan ahead, maintaining a home is easier than you think – a manageable mix of experience and common sense. Here are five skills that will help maintain your new home for years to come.

Posted in: Home Buyer Tips
Getting to Know the Neighbors: 3 Tips for Building Good Relationships
By August 23, 2016 Read More →

Getting to Know the Neighbors: 3 Tips for Building Good Relationships

One of the factors involved in feeling truly comfortable in your community is the relationships that you’ve been able to establish with the locals in your neighborhood, but it can be hard to know how to nurture a good relationship. Whether you’re moving to a new home soon or are wondering how to make some nearby friends, here are some simple tips for ingratiating the ones that live closest to you.

Posted in: Home Buyer Tips
What’s Ahead For Mortgage Rates This Week – August 22, 2016
By August 22, 2016 Read More →

What’s Ahead For Mortgage Rates This Week – August 22, 2016

Last week’s economic news included the NAHB Housing Market Index, Commerce Department releases on housing starts and building permits issued. Weekly reports on mortgage rates and new jobless claims were also released.

Posted in: Mortagage Tips
Real Estate Investing: How to Find Great Deals on Undeveloped Lots with Big Potential
By August 19, 2016 Read More →

Real Estate Investing: How to Find Great Deals on Undeveloped Lots with Big Potential

Purchasing a plot of land can be one of the best investments to make. A landowner has great (but not unlimited) freedom in how to develop their plot, and land never expires so its potential is essentially infinite. That said, buying undeveloped or vacant land can be risky business, so read on to find tips on purchasing a plot.

Posted in: Home Buyer Tips