Author Archive: John Evans

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What Are The Benefits And Drawbacks Of Putting 20 Percent Down On A Home Purchase?
By March 15, 2018 Read More →

What Are The Benefits And Drawbacks Of Putting 20 Percent Down On A Home Purchase?

Several generations ago, lenders required home buyers to have a 20 percent down payment in order to get a mortgage. While there were a few options out there for people who couldn’t save this substantial amount, the reality was that for the majority of people, the 20 percent down was a requirement.

Posted in: Mortgage
What Items Can Change My Mortgage Pre-Approval Status?
By March 14, 2018 Read More →

What Items Can Change My Mortgage Pre-Approval Status?

When you are purchasing a home, your lender may recommend you obtain a mortgage pre-approval before you find the home of your dreams. There are some benefits to being pre-approved before you find a home, but oftentimes, people confuse pre-qualifications with pre-approvals.

Posted in: Mortgage
Can I Have A Co-Signer For My Mortgage Loan?
By March 13, 2018 Read More →

Can I Have A Co-Signer For My Mortgage Loan?

Like credit cards or car loans, some mortgages allow borrowers to have co-signers on the loan with them, enhancing their application. However, a co-signer on a mortgage loan doesn’t have the same impact that it might on another loan. Furthermore, it poses serious drawbacks for the co-signer.

Posted in: Mortgage
What’s Ahead For Mortgage Rates This Week – March 12th, 2018
By March 12, 2018 Read More →

What’s Ahead For Mortgage Rates This Week – March 12th, 2018

Last week’s economic releases included reports on Non-Farm Payrolls, ADP payrolls, and the national unemployment rate. Weekly readings on mortgage rates and new jobless claims were also released.

Posted in: Financial Reports
Tired of Waiting for Summer? 3 DIY Projects That Will Keep You Busy Until the Weather Warms Up
By March 9, 2018 Read More →

Tired of Waiting for Summer? 3 DIY Projects That Will Keep You Busy Until the Weather Warms Up

Do you find yourself staring out the window, longing for an early sunrise, hot days and late evenings? With spring just around the corner, it might feel like summer is a lifetime away. However, the good news is that you can be productive around the home while you wait for summer to arrive. Let’s take a quick look at three easy do-it-yourself projects that will keep you busy until the summer sun is shining.

Posted in: Around The Home
The Benefits of Using a Veterans (VA) Loan To Purchase Your Home
By March 7, 2018 Read More →

The Benefits of Using a Veterans (VA) Loan To Purchase Your Home

U.S. military veterans have opportunities to enjoy some richly-deserved benefits in other aspects of their lives, including some special options for financing their homes. VA loans may give active military personnel, retired veterans, and sometimes surviving family members of veterans the ability to purchase homes that might not prove available to them through more conventional mortgage loans.

Posted in: Mortagage Tips
Should You Improve Your Home Before Selling Or Not?
By March 6, 2018 Read More →

Should You Improve Your Home Before Selling Or Not?

Selling your home is one of the most stressful things you’ll ever go through and one of the most important decisions you’ll ever make. However, there’s a lot more to selling your home than just sticking a sign out in the front yard. Most likely, your home will need a little work before it is perfect.

Posted in: Real Estate
What’s Ahead For Mortgage Rates This Week – March 5th, 2018
By March 5, 2018 Read More →

What’s Ahead For Mortgage Rates This Week – March 5th, 2018

Last week’s economic releases included readings on new home sales, pending home sales and Case-Shiller Home Price Indices. Construction spending and consumer sentiment reports were also released, along with weekly readings on average mortgage rates and new jobless claims.

Posted in: Financial Reports
Can Your Waistline Be Affected By Your Kitchen Colors?
By March 2, 2018 Read More →

Can Your Waistline Be Affected By Your Kitchen Colors?

Have you ever walked into your kitchen and instantly felt hungry?

Posted in: Home Decorating
Should You Get Pre-Qualified Or Pre-Approved For Your New Home Purchase?
By March 1, 2018 Read More →

Should You Get Pre-Qualified Or Pre-Approved For Your New Home Purchase?

Often times, home buyers can be disappointed when they find their dream home only to discover they are not able to get a mortgage to purchase the property. There are methods that potential buyers can use to ensure this does not happen to them.

Posted in: Mortgage