Author Archive: John Evans

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3 Different Types of Loan That Will Negatively Impact Your Ability to Get a Mortgage
By August 4, 2016 Read More →

3 Different Types of Loan That Will Negatively Impact Your Ability to Get a Mortgage

A good credit rating is built on a number of financial factors including paying your bills on time and the length of your credit history, but loans can also be a source of bolstering your credit score in a positive way.

Posted in: Home Mortgage Tips
Spouse with Bad Credit? 3 Reasons You’ll Want to Consider a Co-signer for Your Mortgage
By August 3, 2016 Read More →

Spouse with Bad Credit? 3 Reasons You’ll Want to Consider a Co-signer for Your Mortgage

If you’re concerned about what bad credit will mean for your mortgage and are weighing your options, here are some reasons why it might be important to use a co-signer for your application.

Posted in: Home Mortgage Tips
Thinking about Refinancing? 3 Ways That You Can Boost Your Home’s Assessed Value First
By August 2, 2016 Read More →

Thinking about Refinancing? 3 Ways That You Can Boost Your Home’s Assessed Value First

In an effort to boost the value of their property, many homeowners invest in renovations that will help them sell at a higher price. However, with all of the renovation options, it can be hard to know what kind of fix-ups are really worth investing time and money into.

Posted in: Home Mortgage Tips
What’s Ahead For Mortgage Rates This Week – August 1, 2016
By August 1, 2016 Read More →

What’s Ahead For Mortgage Rates This Week – August 1, 2016

Last week’s economic reports included S&P Case-Shiller Housing Market Indices, reports on new and pending home sales, Freddie Mac’s weekly mortgage rates survey. The Federal Reserve released its customary statement after the scheduled Federal Open Market Committee meeting concluded; the Committee did not raise the federal funds rate of 0.25 percent, but indicated that economic risks were fewer, which suggested that the key Fed rate may be increased in September.

Posted in: Mortgage Rates
Pay down Your Mortgage Faster by Eliminating These Five Unnecessary Household Expenses
By July 29, 2016 Read More →

Pay down Your Mortgage Faster by Eliminating These Five Unnecessary Household Expenses

The monthly mortgage payment can be one of the most significant household expenditures for a family. However, while it can be a sizeable amount, there are certain household things you may be able to eliminate that will help you put down more money and pay your mortgage off a little faster.

Posted in: Home Mortgage Tips
Understanding Automated Underwriting and How It Impacts the Mortgage Application Process
By July 28, 2016 Read More →

Understanding Automated Underwriting and How It Impacts the Mortgage Application Process

From the time you’ll have to wait to the documentation that is required, here are some of the details on what you can expect when dealing with an automated underwriter.

Posted in: Home Mortgage Tips
Case-Shiller: Home Price Growth Slows in May
By July 27, 2016 Read More →

Case-Shiller: Home Price Growth Slows in May

According to the S&P Case-Shiller 20-City Home Price Index, home price growth in May dropped to a seasonally adjusted annual rate of 5.20 percent as compared to April’s reading of 5.40 percent. Analysts said that low mortgage rates continue to support housing markets, but also noted that affordability due to rising home prices is sidelining some would-be buyers. High demand for homes coupled with slim supplies of available homes have driven prices up for months; analysts said that “tentative signs” of slower gains in home prices were seen.

Posted in: Mortgage Rates
3 Money-Smart Reasons To Downsize Your Home
By July 26, 2016 Read More →

3 Money-Smart Reasons To Downsize Your Home

Living big isn’t necessarily living better. Apartment buildings, townhouses and multiplexes have become the new normal for increasing numbers of individuals, couples and families. It’s clear that for many people, smaller spaces are smarter, too.

Posted in: Real Estate Tips
What’s Ahead For Mortgage Rates This Week – July 25, 2016
By July 25, 2016 Read More →

What’s Ahead For Mortgage Rates This Week – July 25, 2016

Last week’s economic news included readings on builder confidence in housing market conditions, housing starts, building permits issued and existing home sales. Weekly reports on mortgage rates and new jobless claims were also released. The National Association of Home Builders reported that home builder confidence fell one point in July to 59 as compared to an expected reading and June reading of 60. Builders again cited shortages of buildable lots and labor.

Posted in: Mortgage Rates
How to Sell Your Home Quickly in a Buyer’s Market
By July 22, 2016 Read More →

How to Sell Your Home Quickly in a Buyer’s Market

Everyone wants a place to call home, but that doesn’t guarantee that homeowners will have an easy time selling their properties. Making sales depend on more than just curb appeal or the popularity of open houses.

Posted in: Home Seller Tips