Author Archive: John Evans

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It Isn’t Always a Clear Road after Pre-approval: 4 Reasons Why Your Mortgage May Be Denied
By March 9, 2016 Read More →

It Isn’t Always a Clear Road after Pre-approval: 4 Reasons Why Your Mortgage May Be Denied

So you’ve been pre-approved for a mortgage – great! You’ve taken the first step toward becoming a homeowner. But before you start picking out china patterns, you’ll want to keep in mind that a pre-approval isn’t the same thing as a mortgage agreement. There’s still no guarantee that you’ll actually get a mortgage.

But why would a lender deny a mortgage after pre-approving a borrower? Here’s what you need to know.

Posted in: Home Buyer Tips
The Pros and Cons of A Fixed Rate Second Mortgage vs. Opening a Home Equity Line of Credit
By March 8, 2016 Read More →

The Pros and Cons of A Fixed Rate Second Mortgage vs. Opening a Home Equity Line of Credit

If you’re looking at paying off debt and are re-considering the equity in your home, here are a few things you’ll need to know about refinancing your mortgage and home equity lines of credit.

Posted in: Home Mortgage Tips
What’s Ahead For Mortgage Rates This Week – March 7, 2016
By March 7, 2016 Read More →

What’s Ahead For Mortgage Rates This Week – March 7, 2016

Last week’s scheduled economic news included reports on pending home sales, construction spending and several jobs related readings including ADP Payrolls, the government’s Non-Farm Payrolls and the national unemployment rate.

Posted in: Financial Reports
Dream Renovations: Upgrading Your Bathroom from ‘Regular’ to ‘In-Home Spa’
By March 4, 2016 Read More →

Dream Renovations: Upgrading Your Bathroom from ‘Regular’ to ‘In-Home Spa’

There are times you might long for the relaxed leisure of the spa experience, but with the cost of a manicure it’s not always a pleasure one can afford. If your current bathroom set-up isn’t the optimal place for rest and relaxation, here are some cues for how you can turn it from a bit of a problem to a consummate pleasure.

Posted in: Around The Home
The FHA Mortgage Minimum Credit Score Has Been Reduced. Here’s What You Need to Know…
By March 3, 2016 Read More →

The FHA Mortgage Minimum Credit Score Has Been Reduced. Here’s What You Need to Know…

If you haven’t heard about the changes to the Federal Housing Administration’s (FHA) credit score minimum, here’s some information on the recent reduction and how it may impact your home purchase.

Posted in: Home Mortgage Tips
If There’s One Mistake That You Make With Your Mortgage…Don’t Make This One
By March 1, 2016 Read More →

If There’s One Mistake That You Make With Your Mortgage…Don’t Make This One

There is so much to know when it comes to home ownership that even wading into all of the information can seem overwhelming. Here are a few ways that you can ensure you’re ready for what a mortgage entails so that buying your dream home will be a positive experience you won’t regret.

Posted in: Home Mortgage Tips
What’s Ahead For Mortgage Rates This Week – February 29, 2016
By February 29, 2016 Read More →

What’s Ahead For Mortgage Rates This Week – February 29, 2016

Last week’s economic reports included Existing and New Home Sales and Consumer Confidence along with regularly scheduled weekly reports on mortgage rates and new jobless claims.

Posted in: Financial Reports
3 Quick Painting Tips That Will Help Take Your Walls from Tacky to Tasteful
By February 26, 2016 Read More →

3 Quick Painting Tips That Will Help Take Your Walls from Tacky to Tasteful

Whether you happen to be a painting pro or you’ve never dared to pick up a roller, there are a few tricks of the trade that professionals use to make a paint job look its best. Here are a few tips from those who know best.

Posted in: Around The Home
December Home Prices Rise According To S&P Case-Shiller Home Price Index
By February 25, 2016 Read More →

December Home Prices Rise According To S&P Case-Shiller Home Price Index

Home prices rose slightly in December according to S&P Case-Shiller Home Price Indices released Tuesday. According to the S&P Case-Shiller 20-City Home Price Index, which covers cities representing all nine US Census divisions, home prices rose 5.40 percent year-over-year in December as compared to November’s reading of 5.20 percent.

Posted in: Financial Reports