Author Archive: John Evans

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Why Should My Clients Lock In Their Interest Rates
By December 12, 2013 0 Comments Read More →

Why Should My Clients Lock In Their Interest Rates

Interest rates fluctuate frequently, often depending on the news. If you are considering refinancing your home, your loan officer may suggest locking in the interest rate on your loan.

Posted in: Mortgage Rates
The Pros And Cons Of Making Biweekly Mortgage Payments
By December 11, 2013 0 Comments Read More →

The Pros And Cons Of Making Biweekly Mortgage Payments

Have you ever considered paying off the mortgage on your home in two biweekly payments rather than one monthly payment? It might seem like this wouldn’t make a difference, but the truth is that biweekly payments really do add up more quickly.

Posted in: Mortgage Tips
The Low Down On The HUD-1 Settlement Statement
By December 10, 2013 0 Comments Read More →

The Low Down On The HUD-1 Settlement Statement

When preparing for a closing on your refinance or home purchase, one of the documents you will be provided with a few days before closing is a HUD-1 Form. This form provides you with valuable information about your loan.

Posted in: Mortgage Tips
What’s Ahead For Mortgage Rates This Week – December 9, 2013
By December 9, 2013 0 Comments Read More →

What’s Ahead For Mortgage Rates This Week – December 9, 2013

Last week brought several indicators of a strengthening economy. New home sales, private and federal employment and mortgage rates rose.

Posted in: Mortgage Rates
Ensure Your Fireplace Is Up To Snuff
By December 6, 2013 0 Comments Read More →

Ensure Your Fireplace Is Up To Snuff

When it’s cold outside, there’s nothing quite as cozy as curling up on the sofa with a good book in front of a roaring fire. A fireplace evokes the idea of a warm and pleasant atmosphere.

Posted in: Around The Home
10 Questions You Should Ask Yourself Before Applying For A Mortgage: Part 2
By December 5, 2013 0 Comments Read More →

10 Questions You Should Ask Yourself Before Applying For A Mortgage: Part 2

Yesterday you may have read the blog post on questions to ask yourself before applying for a mortgage, well here are 5 additional that you may want to think about before you go into your meeting with your loan officer.

Posted in: Mortgage Tips
10 Questions You Should Ask Yourself Before Applying For A Mortgage: Part 1
By December 4, 2013 0 Comments Read More →

10 Questions You Should Ask Yourself Before Applying For A Mortgage: Part 1

If you are considering applying for a refinance, it is important to understand the mechanics of your mortgage loan. Before you sit down to speak with your loan officer, you should consider preparing a list of questions you feel may need to be answered.

Posted in: Mortgage Tips
Case Shiller Price Index Shows A Spike In Home Prices In The West
By December 3, 2013 0 Comments Read More →

Case Shiller Price Index Shows A Spike In Home Prices In The West

According to the S&P Case-Shiller 10-and 20-City Housing Market Indices for September, home prices grew at an average of 13.30 percent year-over-year and achieved the highest growth rate for home prices since February 2006.

Posted in: Housing Analysis
What’s Ahead For Mortgage Rates This Week – December 2, 2013
By December 2, 2013 0 Comments Read More →

What’s Ahead For Mortgage Rates This Week – December 2, 2013

The short holiday week brought a flurry of economic reports last week. Highlights included pending home sales, the S&P Case-Shiller Housing Market Indices and the FHFA home price index. No reports were released on Thursday and Friday in observance of the Thanksgiving holiday.

Posted in: Mortgage Rates
Quick Tips To Prepare Your Home For The Winter
By November 29, 2013 0 Comments Read More →

Quick Tips To Prepare Your Home For The Winter

The calendar has turned and with that we receive less sunlight, colder temperatures, and shorter days ahead, it’s an opportune time to cross those last-minute maintenance items off your homeowner to-do list.

Posted in: Around The Home