Author Archive: John Evans

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The Magic Number: Does Your Credit Score Need To Be Above 800 To Apply For A Mortgage?
By May 8, 2014 Read More →

The Magic Number: Does Your Credit Score Need To Be Above 800 To Apply For A Mortgage?

Since the process of getting approved for a mortgage is heavily dependent on credit history and that three-digit credit score that reflects reliability as a borrower, you should always put forth practices to keep that number healthy and growing.

Posted in: Mortgage News
Is It Best To Put Down A Large Down Payment, Or Be Agile With Your Savings?
By May 7, 2014 Read More →

Is It Best To Put Down A Large Down Payment, Or Be Agile With Your Savings?

Putting down the largest sum of money at your disposal might seem like the best way to go when it comes to your mortgage down payment.

Posted in: Mortgage News
How Will A Short Sale Affect Your Ability To Buy Another House In The Future?
By May 6, 2014 Read More →

How Will A Short Sale Affect Your Ability To Buy Another House In The Future?

If you’ve considered or experienced a short sale, one of the biggest concerns you may have is how it will impact your ability to purchase another property in the future.

Posted in: Mortgage News
What’s Ahead For Mortgage Rates This Week –  May 5, 2014
By May 5, 2014 Read More →

What’s Ahead For Mortgage Rates This Week – May 5, 2014

Last week’s economic news included several reports related to housing and mortgages. The NAR started the week on a positive note with its Pending Home Sales Index released Monday. Pending home sales in March were higher with an unexpected increase of 3.40 percent over February for an index reading of 97.40.

Posted in: Mortgage News
What’s in a Color? Six Paint Colors That Will Affect Your Mood
By May 2, 2014 Read More →

What’s in a Color? Six Paint Colors That Will Affect Your Mood

Believe it or not, paint colors can affect your mood. When remodeling your home, the color you use on the walls can end up being just as critical to the thematic consistency of your home as the furniture you use to decorate it.

Posted in: Mortgage News
FOMC Noted Retail Sales In March Reached Highest Level Since September Of  2012
By May 1, 2014 Read More →

FOMC Noted Retail Sales In March Reached Highest Level Since September Of 2012

The FOMC of the Federal Reserve released its customary statement after its meeting concluded April 30.

Posted in: Mortgage News
Warmer Weather Brings In The Buyers, Is There Inventory?
By April 30, 2014 Read More →

Warmer Weather Brings In The Buyers, Is There Inventory?

After three consecutive months of decline, the S and P Case-Shiller 20-City Composite Index remained nearly unchanged in February. Year-over-year home prices rose by 12.90 percent in February as compared to 13.20 percent in January.

Posted in: Mortgage News
Five Questions You Might Want To Ask Before You Refinance Your Home
By April 29, 2014 Read More →

Five Questions You Might Want To Ask Before You Refinance Your Home

Refinancing your home might be a great way to save money or tap into the capital needed to pay off large debts.

Posted in: Mortgage News
What’s Ahead For Mortgage Rates This Week – April 28, 2014
By April 28, 2014 Read More →

What’s Ahead For Mortgage Rates This Week – April 28, 2014

Last week’s economic news supported recent reports that home sales were fewer and home prices increased, but did so at a slower pace.

Posted in: Mortgage News
Existing Home Sales Show Improvement In The Northeast And Midwest Region
By April 24, 2014 Read More →

Existing Home Sales Show Improvement In The Northeast And Midwest Region

March sales of existing homes exceeded expectations at a seasonally adjusted annual rate of 4.59 million sales according to the NAR. Analysts projected that existing home sales would reach 4.55 million based on February’s reading of 4.50 million sales.

Posted in: Mortgage News