Home Mortgage Tips

Recent College Grad? Learn How to Successfully Juggle Student Loans and a New Mortgage
By December 8, 2015 Read More →

Recent College Grad? Learn How to Successfully Juggle Student Loans and a New Mortgage

If you recently graduated from college and are about to become a homeowner, you’re in a somewhat unique position. So how can you make sure you can pay your mortgage, your student loans, and your mortgage expenses – all without losing your mind? Here’s what you need to know.

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What Happens at a Mortgage Loan Closing Meeting? Let’s Take a Look
By December 3, 2015 Read More →

What Happens at a Mortgage Loan Closing Meeting? Let’s Take a Look

So you’ve found the perfect home, the seller has accepted your offer, and now you’re just waiting for the mortgage to close before you wrap up the sale and take possession. It’s time for the closing meeting. But what does this meeting entail? And what do you need to prepare for it? Here’s what you need to know.

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How to Give the Ultimate Christmas Gift: Paying Off a Family Member’s Mortgage
By December 1, 2015 Read More →

How to Give the Ultimate Christmas Gift: Paying Off a Family Member’s Mortgage

Christmas is just around the corner, and if you’re in a position to do it, paying off a family member’s mortgage is one of the biggest gifts you could give this holiday season.

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A Step-by-Step Guide to Refinancing a Traditional Mortgage to a FHA Mortgage
By November 19, 2015 Read More →

A Step-by-Step Guide to Refinancing a Traditional Mortgage to a FHA Mortgage

Refinancing a mortgage can provide a homeowner with many benefits, and many are interested in refinancing their traditional mortgage into an FHA mortgage to take advantage of low interest rates. Depending on the specific circumstances, this step may lower the monthly payment, reduce interest charges, adjust the loan term so that it is more beneficial for achieving financial goals and more.

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Refinancing Tips: 5 Questions to Ask Your Lender to Ensure You’ve Done Your Homework
By November 17, 2015 Read More →

Refinancing Tips: 5 Questions to Ask Your Lender to Ensure You’ve Done Your Homework

If you’re looking to refinance your home, you’re likely going to benefit from lower mortgage payments. But lower mortgage payments aren’t the whole story with a refinance. Before you refinance, you’ll want to ask your lender these five key questions – it’ll help you ensure you’re getting a deal you can afford.

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Understanding the Principal Limit on a Reverse Mortgage and What Happens if You Reach It
By November 12, 2015 Read More →

Understanding the Principal Limit on a Reverse Mortgage and What Happens if You Reach It

If you’re considering applying for a reverse mortgage, you’ll want to ensure you understand certain critical factors. One such factor is the principal limit. The principal limit will have a strong influence on your finances, which is why you’ll need to ensure you know – before applying for your reverse mortgage – what your principal limit is.

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Did You Know? Why a Mortgage Pre-qualification Meeting Might Be Your Best Use of 5 Minutes
By November 10, 2015 Read More →

Did You Know? Why a Mortgage Pre-qualification Meeting Might Be Your Best Use of 5 Minutes

If you’re in the market for a mortgage, you may want to set up a pre-qualification meeting with a bank or lender. Even if you’re not sure which lender you’d like to apply for a mortgage with, pre-qualification can still be a valuable step to take. And given that it only takes a few minutes, it’s something every potential homeowner can do.

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What Are the Advantages to Paying off Your Mortgage Early? Here Are a Few That Might Entice You
By November 5, 2015 Read More →

What Are the Advantages to Paying off Your Mortgage Early? Here Are a Few That Might Entice You

If you’re looking into fixed term mortgages, you might be wondering whether there’s any reason why you should take the full term to pay off the loan. In a lot of cases, paying off a mortgage before it comes due is a great decision. If you’re considering paying off your mortgage early, you’ll experience a variety of benefits – here are just a few of them.

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Looking to Close Faster? Follow This Easy Guide to Speeding Up the Mortgage Process
By November 3, 2015 Read More →

Looking to Close Faster? Follow This Easy Guide to Speeding Up the Mortgage Process

If you’re buying a home, you’ll want to try to get your mortgage processed as quickly as possible. Improperly filed mortgage applications are one of the biggest reasons why home sales get delayed, and if you have a hard move-out date already set, it’s critical that your mortgage process goes smoothly.

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Mortgages 101: How to Calculate How Much You Will Need for Your Down Payment
By October 27, 2015 Read More →

Mortgages 101: How to Calculate How Much You Will Need for Your Down Payment

If you’re planning to buy a home in the near future, you’re probably already in the process of saving up for a down payment. But if you haven’t seen a mortgage advisor or started looking at properties yet, you probably don’t have a good idea of what a down payment will cost you.

Posted in: Home Mortgage Tips