Latest Blog Posts

The Pros and Cons of Paying Cash When You Buy Your Next Home

The Pros and Cons of Paying Cash When You Buy Your Next Home

With mortgage bubbles and real estate issues still in recent memory, one might feel that their best option is to buy their next home using cash instead of borrowing the necessary funds. In today’s article we’ll explore the pros and cons of paying cash for that next house or condo.

By September 10, 2015 Read More →
A Step-by-step Guide to Preparing Your Finances for the Mortgage Pre-approval Process

A Step-by-step Guide to Preparing Your Finances for the Mortgage Pre-approval Process

Being pre-approved for a mortgage isn’t just a way to get a step ahead, in many cases it’s a necessity to buying a home. Many sellers don’t want to go through the negotiation process of selling their home only to have the buyer drop out when they can’t get approval for the mortgage they were relying on.

By September 9, 2015 Read More →
What’s Ahead For Mortgage Rates This Week – September 8, 2015

What’s Ahead For Mortgage Rates This Week – September 8, 2015

Last week’s economic news included reports on construction spending, private and public sector employment data and a report from the Fed indicating that any move to raise interest rates may be delayed.

By September 8, 2015 Read More →
From Big to Small: How to Downsize from a Large House to a Smaller, More Efficient Home

From Big to Small: How to Downsize from a Large House to a Smaller, More Efficient Home

If you’re moving from a large home into a smaller house or condo, you’re probably looking forward to enjoying a lower heating bill and not having to do as much cleaning. But before you move, you’ll want to take certain precautions to ensure that you’re not overwhelmed.

By September 4, 2015 Read More →
From Big to Small: How to Downsize from a Large House to a Smaller, More Efficient Home

From Big to Small: How to Downsize from a Large House to a Smaller, More Efficient Home

If you’re moving from a large home into a smaller house or condo, you’re probably looking forward to enjoying a lower heating bill and not having to do as much cleaning. But before you move, you’ll want to take certain precautions to ensure that you’re not overwhelmed.

By September 4, 2015 Read More →
How to Submit an Offer Below the Asking Price Without Spooking the Seller

How to Submit an Offer Below the Asking Price Without Spooking the Seller

Although you will be rolling the dice with an offer below asking price, there are ways that you can increase the likelihood that your offer will be successful. Before you submit your offer, use these three strategies to make it more appealing.

By September 3, 2015 Read More →
3 Reasons Why the Cost of Title Insurance is Worth the Investment

3 Reasons Why the Cost of Title Insurance is Worth the Investment

Title insurance protects the owner of a home from any claim made against their property, whether or not they are responsible. These include unpaid mortgage balances on the home, an improper foreclosure or any form of real estate fraud perpetrated by the seller.

By September 2, 2015 Read More →
A Quick Guide to the FHA Streamline Refinance Mortgage Loan Program

A Quick Guide to the FHA Streamline Refinance Mortgage Loan Program

Many homeowners would love to lower their interest rate or take advantage of other benefits associated with refinancing, but they are concerned about the time and expense associated with refinancing their current mortgage. The FHA Streamline Refinance loan program is designed to provide those who currently have an FHA loan with an easier way to refinance their mortgage, and this may be a desirable option for many.

By September 1, 2015 Read More →
What’s Ahead For Mortgage Rates This Week – August 31, 2015

What’s Ahead For Mortgage Rates This Week – August 31, 2015

Last week’s economic news included several reports related to housing. The Case-Shiller 20-City Home Price Index for June rose to 4.50 percent as compared to May’s reading of 4.40 percent. Denver, Colorado was the only city to post double-digit year-over-year growth. FHFA also released its House Price Index for June. Home prices for properties associated with mortgages owned or backed by Fannie Mae and Freddie Mac rose at a year-over-year rate of 5.60 percent in June as compared to May’s reading of 5.70 percent.

By August 31, 2015 Read More →
How to Design a Modern, Luxurious Home Inside of an Older Piece of Real Estate

How to Design a Modern, Luxurious Home Inside of an Older Piece of Real Estate

Whether buying or renovating an older property, many people are interested in learning how to instill modern luxury in older property. The good news is that this is easier than it sounds, and it can be accomplished by following a few simple tips.

By August 28, 2015 Read More →