Author Archive: John Evans

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Kids Moving Out of the House? Here Are 3 Tips for Creating a Warm, Welcoming Guest Bedroom
By September 13, 2017 Read More →

Kids Moving Out of the House? Here Are 3 Tips for Creating a Warm, Welcoming Guest Bedroom

If you’re a homeowner with children, at some point, you’ll be saying goodbye. They’ll move off to college or to start their career and adult life. As children move out, you’ll discover that you have extra bedrooms and other living spaces that will need a new purpose. Let’s take a look at three ways that you can transform an unused bedroom into a welcoming place for guests to stay.

Posted in: Around The Home
Worried About Interest Rates Rising? Here’s How You Can Prepare for an Upward Trend
By September 12, 2017 Read More →

Worried About Interest Rates Rising? Here’s How You Can Prepare for an Upward Trend

Whether you are just starting to shop for a new home or you’ve been paying off your mortgage for years, the news of potential interest rate increases may be worrying. In today’s article, we’ll explore interest rates and how you can prepare for an upward trend in rates if and when the time comes.

Posted in: Home Mortgage Tips
What’s Ahead For Mortgage Rates This Week – September 11, 2017
By September 11, 2017 Read More →

What’s Ahead For Mortgage Rates This Week – September 11, 2017

Last week’s economic news was slim due to the Labor Day Holiday. Scheduled releases included the Fed’s Beige Book Report and weekly readings on mortgage rates and new jobless claims.

Posted in: Mortgage Rates
You Ask, We Answer: What Are the Fees and Costs That Come Along With a Mortgage?
By September 8, 2017 Read More →

You Ask, We Answer: What Are the Fees and Costs That Come Along With a Mortgage?

Have you been considering a mortgage for your next home purchase? As with any loan or financial product, there are a variety of fees and costs you may incur in the process of closing your mortgage. In today’s post, we’ll explore a few of these potential fees and the situations in which you may encounter them.

Posted in: Home Mortgage Tips
Understanding the Differences Between ‘Prequalified’ And ‘Preapproved’ For a Mortgage
By September 7, 2017 Read More →

Understanding the Differences Between ‘Prequalified’ And ‘Preapproved’ For a Mortgage

Are you in the market for a new home? If you are going to rely on mortgage financing to cover some of the purchase cost, you will need to start the application process as soon as possible. However, what if you just need to know how much you will be able to borrow so you can start finding homes in your price range?

Posted in: Home Mortgage Tips
Ready to Buy Your First Home? Don’t Forget to Check Your Credit Score – Here’s Why
By September 6, 2017 Read More →

Ready to Buy Your First Home? Don’t Forget to Check Your Credit Score – Here’s Why

If you are planning on engaging with a mortgage lender, you’ll need to have your finances in order. In today’s post, we’ll share a few key reasons why you’ll want to check your credit score well in advance of buying your first home.

Posted in: Home Buyer Tips
What’s Ahead For Mortgage Rates This Week – September 5, 2017
By September 5, 2017 Read More →

What’s Ahead For Mortgage Rates This Week – September 5, 2017

Last week’s economic reports included readings on home prices, pending home sales and construction spending. Weekly reports on mortgage rates and new jobless claims were released along with labor-sector readings on Non-Farm Payrolls, ADP employment and National Unemployment.

Posted in: Mortgage Rates
Expecting a Newborn? Baby-proof Your Home With This Quick and Easy Checklist
By September 1, 2017 Read More →

Expecting a Newborn? Baby-proof Your Home With This Quick and Easy Checklist

It’s a very exciting time for most parents when their kids begin to crawl, but it can also be much more difficult to watch over your child and ensure their safety. If your child is starting to get along on their own and you’re preparing to baby proof, here are the main areas and items you’ll want to watch out for.

Posted in: Around The Home
4 Smart Money Habits That Will Help You Save up a Mortgage Down Payment Faster
By August 31, 2017 Read More →

4 Smart Money Habits That Will Help You Save up a Mortgage Down Payment Faster

Are you ready for home ownership? The prospect of owning your own house or apartment is an exciting one, but with any financial transaction this large there are some things to consider. The first is your down payment – that is, the initial payment you’ll put against the cost of the house to reduce the amount that you’re borrowing in a mortgage. Let’s have a look at four habits that will help you to get your down payment saved up faster.

Posted in: Home Mortgage Tips
Case-Shiller Home Price Index: National Home Prices Reach Pre-Recession Level
By August 30, 2017 Read More →

Case-Shiller Home Price Index: National Home Prices Reach Pre-Recession Level

According to the Case-Shiller National Home Price Index for June, Seattle, Washington continued to lead home price growth for the tenth consecutive month with a June reading of 13.40 percent growth year-over-year. Portland Oregon held second place for home price growth in the 20-City Home Price Index in June but trailed Seattle by 5.20 percent with 8.20 percent year-over-year home price growth. Dallas Texas held third place with a year-over-year home price growth rate of 7.70 percent. The 20-City Home Price Index increased by 5.70 percent year-over-year and was unchanged from May’s reading.

Posted in: Home Building Tips