Author Archive: John Evans

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Get The Lowdown On Private Mortgage Insurance
By October 16, 2013 0 Comments Read More →

Get The Lowdown On Private Mortgage Insurance

You may have heard the term Private Mortgage Insurance when looking to finance real estate. What is PMI, and how do you know when you need to purchase it?

The answer can be hard to find among all the real estate jargon you’re hearing lately. Below is the short version of what you need to know.

Posted in: Home Mortgage Tips
Nail The Final Walkthrough Before Closing
By October 15, 2013 0 Comments Read More →

Nail The Final Walkthrough Before Closing

By the time you get to the final walkthrough on your property, the home buying process is almost complete. However, it is still important to pay close attention to this final step, as it will be crucial in the success of your home purchase.

The final walk-through is your last opportunity to ensure that everything in the home is in working order and that there are no potential problems waiting for you when you take over ownership of the property.

Posted in: Home Buyer Tips
4 Tips On Giving Your Mudroom A Makeover
By October 11, 2013 0 Comments Read More →

4 Tips On Giving Your Mudroom A Makeover

From crunched-up leaves stuck to bottoms of shoes to bulky coats shed as soon as kids walk through the door, mudrooms are ideal for keeping outdoor dirt, wet clothing and outerwear from being strewn throughout your home.

Mudrooms not only keep the rest of your house clean, but they also designate a spot for those last-minute grabs, such as coats, umbrellas and purses, when you’re running out the door. These rooms are great catchalls; however, an organized mudroom can make your life and those hectic mornings much less stressful. Below are smart tips for getting your mudroom ready this fall.

Posted in: Around The Home
5 Strategies To Secure Your Home Against A Break In
By October 10, 2013 0 Comments Read More →

5 Strategies To Secure Your Home Against A Break In

Having your home broken into is completely violating. Burglars don’t just steal your stuff; they steal your peace of mind. While this is the sort of thing you think will never happen to you, it’s worth the time and effort to make sure you’re not a target.

Below are five strategies to help secure your home against a break-in.

Posted in: Homeowner Tips
Tips On Passing Your Home Inspection With Flying Colors
By October 9, 2013 0 Comments Read More →

Tips On Passing Your Home Inspection With Flying Colors

Home inspections are a tense time for everyone. Sellers are fervently hoping that nothing major is wrong with their home that could hold up the transaction.

Buyers are eager to hear that their new house is in prime condition. Whatever the wishes, one thing is for sure; any news from an inspector is usually bad news.

Posted in: Home Selling Tips
When Is It A Good Idea To Use A Home Equity Loan?
By October 8, 2013 0 Comments Read More →

When Is It A Good Idea To Use A Home Equity Loan?

A home equity loan is a type of loan that allows you to use the equity of your home as collateral. It is an option that home owners have available to them and that some people use to pay for major expenses such as home renovations, college education or medical bills.

These types of loans became popular in 1996 because they provided a way for consumers to circumvent their tax charges for that year, which eliminated the deductions on the interest for most consumer purchases.

Posted in: Home Mortgage Tips
What’s Ahead For Mortgage Rates This Week – October 7, 2013
By October 7, 2013 0 Comments Read More →

What’s Ahead For Mortgage Rates This Week – October 7, 2013

This week’s economic news commentary has been dominated by the “what ifs” of a government shutdown; opinions of potential consequences are limited only by the number of commentators sharing their opinions. Unfortunately, more concrete examples of the shutdown were evident last Tuesday and Friday.

The Department of Commerce delayed release of August’s Construction Spending report that were due last Tuesday and The Bureau of Labor Statistics delayed the release of September’s Non-farm Payroll and Unemployment that were due last Friday.

Posted in: Housing Analysis
Do Fence Me In, Here Are A Few Good Yard Fencing Options
By October 4, 2013 0 Comments Read More →

Do Fence Me In, Here Are A Few Good Yard Fencing Options

Whether you just got a puppy, have newly mobile children or built a pool, there are a multitude of reasons for wanting to keep people and animals in your yard, while preventing other from entering. Picking the perfect fence can be difficult, so below we’ve outlined the main fencing materials to choose from and characteristics to consider about each.

Posted in: Around The Home
Do Those Additions Really Add Value To Your Home?
By October 3, 2013 0 Comments Read More →

Do Those Additions Really Add Value To Your Home?

When you own a home, there are additions that you can make to the property that will improve the value of your home. For example, a newly renovated kitchen or bathroom is a popular choice that will really make the home more desirable to buyers.

Posted in: Home Selling Tips
How Does An Interest-Only Mortgage Work?
By October 2, 2013 0 Comments Read More →

How Does An Interest-Only Mortgage Work?

When you have been researching your different options for a mortgage on your home, you might have heard of an “Interest-Only Mortgage”. What exactly does this type of mortgage mean and how does it work?

Posted in: Mortgage Tips