Author Archive: John Evans

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Pros And Cons Of Adjustable Rate Mortgages
By January 16, 2014 0 Comments Read More →

Pros And Cons Of Adjustable Rate Mortgages

When you are in the market for a new home, you may be faced with numerous options for financing your home. One of the choices you will have to make is whether to apply for a fixed or adjustable rate mortgage.

Posted in: Mortgage Tips
Flaws You Cannot Hide By Staging Your Home
By January 15, 2014 0 Comments Read More →

Flaws You Cannot Hide By Staging Your Home

When you sell your home, you want it look as good as possible. To do this, your real estate agent will help you stage your home or, if needed, help you find a professional to stage your home.

Posted in: Home Selling Tips
Should I Shorten My Mortgage Term, Important Factors To Consider
By January 14, 2014 0 Comments Read More →

Should I Shorten My Mortgage Term, Important Factors To Consider

When you first bought your home a few years ago, perhaps you started off with a 30 year mortgage. Now, you are considering refinancing and changing it to a 20 year or even a 15 year mortgage.

Posted in: Home Buyer Tips
What’s Ahead For Mortgage Rates This Week – January 13, 2014
By January 13, 2014 0 Comments Read More →

What’s Ahead For Mortgage Rates This Week – January 13, 2014

The first post-holiday week of 2014 brought mixed economic and housing-related news. CoreLogic reported via its Housing Market Index that November home prices grew by 11.80 percent year-over-year.

Posted in: Mortgage Rates
Build A Home Gym For Your New Year’s Resolution
By January 10, 2014 0 Comments Read More →

Build A Home Gym For Your New Year’s Resolution

While many people claim every January that they are going to exercise more, a lot of them give up after the first couple of months. It takes a great deal of effort to make it to the gym before work or have the energy to go afterward.

Posted in: Around The Home
Dodd-Frank’s Latest Gift: The Qualified Mortgage Rule
By January 9, 2014 0 Comments Read More →

Dodd-Frank’s Latest Gift: The Qualified Mortgage Rule

The Dodd-Frank Wall Street Reform and Consumer Protection Act’s latest provision – the Qualified Mortgage rule – is going to effect on January 10, 2014.

Posted in: Home Buyer Tips
3 Considerations When Making A Down Payment
By January 8, 2014 0 Comments Read More →

3 Considerations When Making A Down Payment

One of the challenges you will face when deciding how much money to put down on your new home is whether to put down a larger down payment or to take a bit of money from your down payment and use it to pay “discount points” to lower your interest rate.

Posted in: Home Buyer Tips
Case Shiller Price Index Shows Highest Year-Over-Year Gains Since 2006
By January 7, 2014 0 Comments Read More →

Case Shiller Price Index Shows Highest Year-Over-Year Gains Since 2006

The Case-Shiller 10 and 20-City Home Price Indices for October were released on December 31. Although home prices in most cities continued to show year-over-year gains, the pace of home price appreciation is expected to slow in 2014.

Posted in: Housing Analysis
What’s Ahead For Mortgage Rates This Week – January 6, 2014
By January 6, 2014 0 Comments Read More →

What’s Ahead For Mortgage Rates This Week – January 6, 2014

The last week of 2013 brought relatively good news in view of the economic roller coaster rides caused by legislative impasse. A brief shutdown of federal government agencies, and nail-biting suspense over if and when the FOMC of the Federal Reserve would taper its quantitative easing program.

Posted in: Mortgage Rates
5 Ways To Use Your Dead Christmas Tree
By January 3, 2014 0 Comments Read More →

5 Ways To Use Your Dead Christmas Tree

The holiday season is coming to an end. It’s time to pack up the stockings, and take the ornaments off the tree.

Posted in: Around The Home