Author Archive: John Evans

rss feed

Can I Qualify for a Mortgage After Declaring Bankruptcy? Yes — and Here’s How
By June 1, 2017 Read More →

Can I Qualify for a Mortgage After Declaring Bankruptcy? Yes — and Here’s How

It may feel like a very daunting task to consider buying a home after you’ve declared bankruptcy, and there’s no doubt that it’s an uphill battle. Fortunately, while you’ll have hard work ahead, there are things you can do in order to make your dream of home ownership a possibility. Whether you’ve just declared bankruptcy or some time has passed, here are some things you should consider before getting into the market.

Posted in: Home Mortgage Tips
Yes, It’s Getting Easier to Get a Mortgage. Here’s How You Can Take Advantage
By May 31, 2017 Read More →

Yes, It’s Getting Easier to Get a Mortgage. Here’s How You Can Take Advantage

It can be hard to stay on top of a changing real estate market from day-to-day, but it’s a matter of fact that there are more available mortgage products out there than ever before for many different kinds of homebuyers. If you’re wondering how you can take advantage of easier lending opportunities and strike while the iron is hot, here are some things to consider.

Posted in: Home Mortgage Tips
What’s Ahead For Mortgage Rates This Week – May 30, 2017
By May 30, 2017 Read More →

What’s Ahead For Mortgage Rates This Week – May 30, 2017

Sales of new and previously owned homes were lower in April after reaching near-record levels in March. Mortgage rates were lower last week and new jobless claims were little changed.

Posted in: Mortgage Rates
Understanding What a “Piggyback” Mortgage Loan Is and How It Works
By May 26, 2017 Read More →

Understanding What a “Piggyback” Mortgage Loan Is and How It Works

As a potential homebuyer who is new to the market, many of the terms and mortgage products available to you can be more than a little confusing. Piggyback loans might be a little less familiar than many other options, but if you’re ready to jump into the housing market this type of mortgage can be useful for you. If you’re hoping to invest in a home sooner rather than later, here are the details on this type of loan.

Posted in: Home Mortgage Tips
3 Bedroom Staging Tips That Will Get Potential Buyers Excited About Your Home
By May 25, 2017 Read More →

3 Bedroom Staging Tips That Will Get Potential Buyers Excited About Your Home

Arranging an open house is one of the most important parts of selling your home, but there can be a lot of tricks involved in staging it so you’ll get the right offers. While the kitchen and the living room may be a bit more straightforward, here are some tips for staging your bedroom that will be sure to get buyers interested in making an offer on your home.

Posted in: Home Seller Tips
Thinking About a Second Mortgage on Your House? Here’s What You Need to Know
By May 24, 2017 Read More →

Thinking About a Second Mortgage on Your House? Here’s What You Need to Know

Whether it’s to consolidate debt or make funds available for a home renovation, many people consider a second mortgage in order to make it possible to pursue other options. If you’re currently weighing your mortgage options and are considering a second mortgage, here are some things to do before the final decision.

Posted in: Home Mortgage Tips
Did You Know: Single Women Are Buying Homes Faster Than Single Men — Here’s Why
By May 23, 2017 Read More →

Did You Know: Single Women Are Buying Homes Faster Than Single Men — Here’s Why

With low interest rates and uncertainty as to where the real estate market will be in the next six months, many people are opting into ownership and investing in a home. Interestingly, according to the National Association of Realtors, approximately 17 percent of homebuyers in the United States last year were women, which is a much higher percentage than the 7 percent of single men who invested in a home.

Posted in: Home Buyer Tips
What’s Ahead For Mortgage Rates This Week – May 22, 2017
By May 22, 2017 Read More →

What’s Ahead For Mortgage Rates This Week – May 22, 2017

Last week’s economic reports included readings from the National Association of Home Builders, Commerce Department readings on housing starts and building permits and weekly reports on mortgage rates and new jobless claims.

Posted in: Mortgage Rates
The 10-year Mortgage: Why a Shorter Amortization Period Can Be Your Best Option
By May 19, 2017 Read More →

The 10-year Mortgage: Why a Shorter Amortization Period Can Be Your Best Option

From ‘down payment’ to ‘adjustable rate’ to ‘debt-to-income’ ratio, there are so many terms involved in the mortgage process that it can be hard to learn them all and keep them straight. If you’re currently considering the period of loan you should choose, here are some things to think about before taking on a term.

Posted in: Home Mortgage Tips
Suffering in a ‘Low Inventory’ Real Estate Market? 3 Helpful Tips for Finding a Home to Buy
By May 18, 2017 Read More →

Suffering in a ‘Low Inventory’ Real Estate Market? 3 Helpful Tips for Finding a Home to Buy

Many homebuyers struggle with finding a home that is within their price range, but many of those perusing the market also struggle when it comes to the search. If you’re currently on the real estate market and are having difficulty finding a good selection of homes, here are some ways to expand your search so you can find an opportunity you’re prepared to invest in.

Posted in: Home Buyer Tips