Author Archive: John Evans

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Don’t Make These Mistakes When You Want To Get A Home Loan
By March 7, 2014 Read More →

Don’t Make These Mistakes When You Want To Get A Home Loan

Getting a home loan can be a challenging process, and a finicky one. Qualifying can be challenging and once a buyer gets approved, it can be surprisingly easy to derail the process.

Posted in: Mortgage News
How To Add Color To Your Home Decor Without Going Overboard
By March 7, 2014 Read More →

How To Add Color To Your Home Decor Without Going Overboard

There is a fine line between adding color to your home décor and using too much color, so that you feel like you are living inside a rainbow.

Posted in: Mortgage News
Highest Year-Over-Year Increase In Home Prices Since 2005

Highest Year-Over-Year Increase In Home Prices Since 2005

Two major indicators of home price trends showed a slowing momentum for home prices in December.

Posted in: Housing Analysis
What Is A Mortgage Pre-Qualification?

What Is A Mortgage Pre-Qualification?

A mortgage pre-qualification is an initial estimate of what type of mortgage a borrower could get. It is limited, though, because it’s only based on what the borrower tells the lender, which might not be the same as what the lender finds out when it goes through a full process of analyzing the borrower and his credit.

Posted in: Home Mortgage Tips
What’s Ahead For Mortgage Rates This Week – March 3, 2014

What’s Ahead For Mortgage Rates This Week – March 3, 2014

Last week’s economic news was mixed, with new home sales increasing and weekly jobless claims higher than expected.

Case-Shiller and FHFA home price reports reflected slower growth in home prices. Mortgage rates moved higher for the third consecutive week.

Posted in: Mortgage Rates
How To Make Your Home Look More Luxurious On A Budget
By February 28, 2014 0 Comments Read More →

How To Make Your Home Look More Luxurious On A Budget

Have you been looking through home decor magazines and gazing with wonder at the gorgeous homes inside? Do you want to add a touch of elegance and luxury to your home, but you are on a tight budget?

Posted in: Around The Home
Case Shiller Price Index Shows That It’s A Buyers Market
By February 27, 2014 0 Comments Read More →

Case Shiller Price Index Shows That It’s A Buyers Market

Two major indicators of home price trends showed a slowing momentum for home prices in December. The S&P Case Shiller 10 and 20 city indices reported that of 20 cities tracked, home prices were lower in December than for November.

Posted in: Housing Analysis
How Can I Get A Cash-Out Refinance Using An FHA Loan?
By February 26, 2014 0 Comments Read More →

How Can I Get A Cash-Out Refinance Using An FHA Loan?

While homeowners typically equate the FHA loan program with low-down payment mortgages, FHA refinances are also available.

Posted in: Home Mortgage Tips
Existing Home Sales Lowest Since 2012
By February 25, 2014 0 Comments Read More →

Existing Home Sales Lowest Since 2012

Sales of existing homes fell by 5.10 percent in January according to the National Association of REALTORS. Pre-owned home sales slowed to a seasonally-adjusted annual rate of 4.62 million homes against an expected reading of 4.65 million and December’s reading of 4.87 million existing homes sold.

Posted in: Housing Analysis
What’s Ahead For Mortgage Rates This Week – February 24, 2014
By February 24, 2014 0 Comments Read More →

What’s Ahead For Mortgage Rates This Week – February 24, 2014

Last week’s economic data supported recent reports indicating that housing markets are slowing, The National Association of Home builders/Wells Fargo Home Builders Index (HBI) dropped by 10 points to a reading of 46 for February.

Posted in: Mortgage Rates