Home Buyer Tips

Buying a House or Condo? Why the Home Inspection Process is One You Won’t Want to Skimp On
By July 18, 2014 Read More →

Buying a House or Condo? Why the Home Inspection Process is One You Won’t Want to Skimp On

Once you have found that perfect home with the right price and every little feature you were hoping for, it’s important to keep in mind that the home has been presented in a way that accentuates its highlights and shadows any flaws. For this reason, it is crucial that you get a home inspection before completing a purchase.

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Three Ways That Your Credit Score Affects Your Mortgage (and Your Chance of Obtaining One!)
By July 15, 2014 Read More →

Three Ways That Your Credit Score Affects Your Mortgage (and Your Chance of Obtaining One!)

Credit scores control so much of what we do in the world of finances, but what does your credit score really have to do with your mortgage? Here are three ways that your credit score could impact your mortgage application.

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Should I Shorten My Mortgage Term, Important Factors To Consider
By January 14, 2014 0 Comments Read More →

Should I Shorten My Mortgage Term, Important Factors To Consider

When you first bought your home a few years ago, perhaps you started off with a 30 year mortgage. Now, you are considering refinancing and changing it to a 20 year or even a 15 year mortgage.

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Dodd-Frank’s Latest Gift: The Qualified Mortgage Rule
By January 9, 2014 0 Comments Read More →

Dodd-Frank’s Latest Gift: The Qualified Mortgage Rule

The Dodd-Frank Wall Street Reform and Consumer Protection Act’s latest provision – the Qualified Mortgage rule – is going to effect on January 10, 2014.

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3 Considerations When Making A Down Payment
By January 8, 2014 0 Comments Read More →

3 Considerations When Making A Down Payment

One of the challenges you will face when deciding how much money to put down on your new home is whether to put down a larger down payment or to take a bit of money from your down payment and use it to pay “discount points” to lower your interest rate.

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Pitfalls And Warning Signs Of Making A Down Payment
By December 26, 2013 0 Comments Read More →

Pitfalls And Warning Signs Of Making A Down Payment

When you already have a home, you may be interested in determining if a refinance is a good option. You will not have to worry about restrictions on down payments or some of the problems that can occur with a down payment.

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4 Tips To Save For That Down Payment
By November 20, 2013 0 Comments Read More →

4 Tips To Save For That Down Payment

In order to save up a huge amount of cash for the down payment on your first mortgage, you need a solid savings plan!

When you take out a mortgage on your new home as a first time homebuyer, the more you can pay as a down payment the better.

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5 Great Questions To Ask At An Open House
By November 16, 2013 0 Comments Read More →

5 Great Questions To Ask At An Open House

An open house gives you a great opportunity to look more closely at real estate you might be interested in buying. It also affords you the chance to chat with the owner or real estate agent so you can bring up any issues or hesitations you have with the home.

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Beware Of Zombie Titles
By October 30, 2013 0 Comments Read More →

Beware Of Zombie Titles

With the economic downturn, anyone dealing in real estate quickly became familiar with previously little-known terms such as foreclosure and short sale. Now that the housing market is picking back up and people are moving on, a new term is coming to light — zombie titles.

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City Lights Or Starlit Nights, What Home Location Is Best?
By October 23, 2013 0 Comments Read More →

City Lights Or Starlit Nights, What Home Location Is Best?

If you are looking to buy a home, you might be wondering whether you should be looking for properties that are right in the center of the city or property in a rural area a short drive away.

The rural or urban decision will ultimately be up to you, as there are advantages and disadvantages to either option. The main difference will lie in your priorities – what type of lifestyle is most important to you?

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