Home Mortgage Tips

Closing Costs 101: Expert Tips for Keeping Your Costs Down When Finalizing Your Mortgage
By August 29, 2017 Read More →

Closing Costs 101: Expert Tips for Keeping Your Costs Down When Finalizing Your Mortgage

Are you thinking about buying a new home? If you are going to make use of mortgage financing, you may be wondering about some of the costs attached. As you may have heard, all mortgages have a number of fees and other costs that are assessed at the “close,” or when you finalize the loan. Let’s take a look at a few expert tips that will help you to keep your closing costs to a minimum when you take out your next mortgage.

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First-time Buyers: Boost Your Chances of Mortgage Pre-approval With These 4 Tips
By August 25, 2017 Read More →

First-time Buyers: Boost Your Chances of Mortgage Pre-approval With These 4 Tips

Buying a home for the first time? If you plan on taking out a mortgage, you will likely want to know just how you can get pre-approved for enough financing to get the home of your dreams. In today’s post, we will share four tips that will help you to boost your chances of a successful pre-approval when you apply for a mortgage.

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Graduating From College? 3 Things You Need to Know About Mortgages and Student Loans
By August 23, 2017 Read More →

Graduating From College? 3 Things You Need to Know About Mortgages and Student Loans

Are you thinking about buying a new home using a mortgage loan? If you’ve just graduated from college, you’re probably wondering how your student loans will impact a mortgage and what your options are. In today’s post we’ll share three things that you need to know about mortgages if you’re still working on paying off your student loan debt.

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Is It Possible to Get a Mortgage With Less-than-Perfect Credit? Yes – and Here’s How
By August 17, 2017 Read More →

Is It Possible to Get a Mortgage With Less-than-Perfect Credit? Yes – and Here’s How

Are you thinking about buying a new house? Whether you’re a first-time or experienced buyer, if your credit score isn’t looking too hot it can affect how much mortgage financing you receive – or whether you’re approved at all! But don’t fret. It’s still possible to get a mortgage approved, even with credit issues. Below we’ll share a few ways that you can get a mortgage loan even if your credit is less than perfect.

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You Ask, We Answer: What Kind of Fees Are Involved When I Get a Reverse Mortgage?
By August 15, 2017 Read More →

You Ask, We Answer: What Kind of Fees Are Involved When I Get a Reverse Mortgage?

If you are approaching your golden years and seeking a bit of financial flexibility, you might want to look at a reverse mortgage. Of course, a reverse mortgage isn’t without its costs. Let’s explore the fees that you will encounter when you take out a reverse mortgage loan.

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The Quick and Easy Guide to Determining How Big of a Mortgage Your Family Can Afford
By August 11, 2017 Read More →

The Quick and Easy Guide to Determining How Big of a Mortgage Your Family Can Afford

Are you shopping around for a new house or apartment? One of the key considerations you will need to make is figuring out how much you want to invest in your new home. Below you’ll find our quick and easy guide to determining just how much “house” you can afford. Let’s get started!

Posted in: Home Mortgage Tips
3 Reasons to Hit the Accelerator on Your Mortgage Payments – If You Can Afford It
By August 9, 2017 Read More →

3 Reasons to Hit the Accelerator on Your Mortgage Payments – If You Can Afford It

Does the thought of repaying your mortgage for the next twenty-plus years leave you feeling a little down? Whether you’ve had your mortgage for weeks or years, accelerating your payments is an excellent option that can help get your mortgage fully paid off in a shorter time frame. Let’s explore three great reasons to accelerate your payments so that your mortgage debt is paid down faster.

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Thinking About a New Home? 3 Reasons Why a Mortgage Will Be the Best Money You Ever Borrow
By August 2, 2017 Read More →

Thinking About a New Home? 3 Reasons Why a Mortgage Will Be the Best Money You Ever Borrow

In these days of low interest rates, it can be a great idea to get into the real estate market and invest in a home. However, if you don’t have the funds saved up to buy a home outright, it may seem like more of a burden than it’s worth. The good news is that you might qualify for a mortgage loan, which tend to come with more favorable terms than a traditional bank loan. Here are three reasons why a mortgage might just be the best money you ever borrow.

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Finding Your Latte Factor: 3 Ways to Find the Money to Make Extra Mortgage Payments
By August 1, 2017 Read More →

Finding Your Latte Factor: 3 Ways to Find the Money to Make Extra Mortgage Payments

It’s not uncommon for a homeowner to want to pay more than the minimum monthly mortgage payment on their home. However, just because it can seem hard to come up with the funds on a monthly basis doesn’t mean it’s not possible to find the money for extra mortgage payments each year. If you’re wondering how you can pay down your mortgage debt much sooner with extra money, here are some tricks you may want to try.

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Forget About the Bank of Mom and Dad — Here’s How You Can Save Your Own Down Payment
By July 27, 2017 Read More →

Forget About the Bank of Mom and Dad — Here’s How You Can Save Your Own Down Payment

Are you considering buying a home for the first time? It might come as a surprise that you’ll want to have approximately 20% of the purchase price of your home for a down payment. For some, it can seem nearly impossible to come up with the funds. Fortunately, there are a few ways that you can save a little over time and not have to borrow from the “Bank of Mom and Dad”.

Posted in: Home Mortgage Tips