(760) 778-5111    Info@ContempoLending.com   
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Local mortgage expertise

for Palm Springs

and the Coachella Valley!

Purchase, refinance, reverse, and

speciality financing with a local temam that

understands the desert market,

leashold properties, condos, and complex lendingS!

submit a mortgage application online

START YOUR APPLICATION

Locally owned • In-house funding • Solutions for standard and hard-to-finance properties

Loan solutions built for the way people buy and own in the desert!

Purchase A Home

FHA, Conventional, VA, USDA, Jumbo, and specialty fiancing

Refinance Your Home

Lower your payment, tap equity, remove MI, or restructure debt

Reverse Mortgages

Guidance for homeowners 62+ who want flexibility and security

Construction & Renovation

Financing solutions for building, improving, or reworking properties

Non-QM & Alternative Income

Flexible options for self-employed borrowers, business owners, and clients with more complex income documentation

Leasehold & Condo Expertise

Specialized guidance for Indian leasehold land, HOA properties, and desert-area condos that require experienced review

We have more than 25 years of experience

Call us at

(760) 778-5111

Why local matters in mortgage lending

At Contempo Lending, we do more than quote rates. We help buyers and homeowners navigate the realities of lending in Palm Springs and across the Coachella Valley. That includes understanding leasehold land, condo requirements, HOA issues, title questions, and the kinds of property details that many large lenders overlook. 

  • Deep knowledge of desert-area property types
  • Experienced with leasehold and specialized financing scenarios
  • Personal, responsive communication throughout the process
  • Competitive financing with local guidance you can trust
  • Clear answers on timelines, options, and next steps

Financing on Indian Leasehold Land

Many lenders are unfamiliar with leasehold financing in Palm Springs and surrounding communities. Contempo Lending understands the extra review, timing, and documentation these loans can require and helps clients navigate the process with clarity.

  • Guidance on lease term review
  • Local familiarity with desert leasehold communities
  • Knowledge of escrow and title considerations
  • Clear communication from application through closing

    Meet the Team

    A local team you can actually meet

    About John
    About Fred
    About Karen
    About Michael
    About Wade
    ABOUT KAMEL
    About Ryan
    About Todd
    About Jeri
    About Beth
    About Jeff
    About Jose

    Testimonial

    I have used Contempo Lending for two different loan applications. One was extremely complex and difficult and was frankly given an initial chance of success that was near zero. It was not a large dollar transaction but considering the efforts of John and Cary, mostly beyond what you should expect, they treated this transaction as if it was a multimillion dollar loan. Their commitment to “we are going to make this work” was unbelievable and the outcome was success. The second transaction also presented challenges, the least of which was my constantly changing from one loan to one loan and refi and back to one loan. Again, the professionalism and dedication to getting a positive outcome was off the charts. I really can’t say enough about this company. I would have no hesitation in recommending them to anyone who needs a mortgage or refi whether its a straight forward or complex. Thank you Contempo Lending and John and Cary!

    P.S. If you need financing, do yourself a favor and go to Contempo Lending first before going to a bank.

    – Andee K.

    Testimonial

    I just refinanced my mortgage with Contempo. They were honest, straightforward, efficient and professional. I highly recommend them for your borrowing needs.

    – Darryl T.

    Testimonial

    Contempo Lending did a fantastic job with my last loan. They made the process simple and straight forward for me and got me the right loan for my needs. They are honest and passionate about helping all people attain home ownership regardless of their circumstances.

    – Chris L.

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