by John Evans | Jan 14, 2014 | Home Buyer Tips
When you first bought your home a few years ago, perhaps you started off with a 30 year mortgage. Now, you are considering refinancing and changing it to a 20 year or even a 15 year mortgage. Shortening your mortgage term and refinancing can be a smart financial move,...
by John Evans | Jan 9, 2014 | Home Buyer Tips
The Dodd-Frank Wall Street Reform and Consumer Protection Act’s latest provision – the Qualified Mortgage rule – is going to effect on January 10, 2014. While, like many of Dodd-Frank’s other features, its ability to protect customers...
by John Evans | Jan 8, 2014 | Home Buyer Tips
One of the challenges you will face when deciding how much money to put down on your new home is whether to put down a larger down payment or to take a bit of money from your down payment and use it to pay “discount points” to lower your interest rate....
by John Evans | Dec 26, 2013 | Home Buyer Tips
When you already have a home, you may be interested in determining if a refinance is a good option. You will not have to worry about restrictions on down payments or some of the problems that can occur with a down payment. However, if you are considering purchasing a...
by John Evans | Nov 20, 2013 | Home Buyer Tips
In order to save up a huge amount of cash for the down payment on your first mortgage, you need a solid savings plan! When you take out a mortgage on your new home as a first time homebuyer, the more you can pay as a down payment the better. The down payment on a...
by John Evans | Nov 16, 2013 | Home Buyer Tips
An open house gives you a great opportunity to look more closely at real estate you might be interested in buying. It also affords you the chance to chat with the owner or real estate agent so you can bring up any issues or hesitations you have with the home. Knowing...
