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Refinancing This Spring? How to Choose Between Variable and Fixed Interest Rates

by John Evans | May 4, 2017 | Home Mortgage Tips

From choosing a real estate agent to finding the right home, the process of getting a mortgage is rife with many different choices. If you’re investing down the road, it’s likely that you’ve heard about variable and fixed interest rates and are...

Honesty Is the Best Policy: Why You Need to Be Truthful on Your Mortgage Application

by John Evans | May 2, 2017 | Home Mortgage Tips

There are few things better than finding your dream home and being able to afford it, but simply because you’ve found the perfect place doesn’t mean you should stretch the truth. It might seem tempting to polish your mortgage application a little in the...

What Fees or Costs Are Involved With a Reverse Mortgage? Let’s Take a Look

by John Evans | Apr 26, 2017 | Home Mortgage Tips

As a means of avoiding monthly mortgage payments, a reverse mortgage is a way for homeowners to tap into their equity in order to defer the payments on their home. While this can be a beneficial option for those who are older than 65, it’s important to be aware...

Did You Know? How Accelerating Your Mortgage Payments Can Help Your Credit Score

by John Evans | Apr 21, 2017 | Home Mortgage Tips

The tough part might be over after your mortgage has been approved, but it’s still important to keep on top of your monthly payments and maintain a good credit score for your financial future. If you’re currently wondering how increasing your mortgage...

Saving for a Mortgage Down Payment? 4 Tips That Will Help You Get There Faster

by John Evans | Apr 13, 2017 | Home Mortgage Tips

For most people, the idea of saving more money each month is enough of a burden without having to think about investing in a home. A down payment, however, will require a lot more saving know-how and a lot more in liquid assets in order to be able to buy. If...

Til’ Debt Do Us Part: How to Get a Mortgage If One Spouse Has A Poor Credit Score

by John Evans | Apr 12, 2017 | Home Mortgage Tips

A poor credit history is a reality for many people, but it can be particularly daunting when it comes to investing in a house. Fortunately, simply because you or yours have experienced bad credit doesn’t mean that you should be penalized in the future. If your...
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