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The Pros and Cons of Borrowing the Down Payment for Your Next Home

by John Evans | Aug 31, 2016 | Home Mortgage Tips

With the rising cost of real estate, many people feel that now is a good time to buy a home to ensure a good financial future. However, if you haven’t saved up enough money to make a down payment, it’s possible you may be considering whether or not you...

Can You Get a Mortgage after a Chapter 7 Bankruptcy Discharge? Yes – But You’ll Have to Wait

by John Evans | Aug 10, 2016 | Home Mortgage Tips

There was a time when it was possible to acquire a mortgage shortly after filing for Chapter 7 bankruptcy, but with the shifts in the financial sector, the timeline on such a mortgage approval has changed in recent years. If you’re currently undergoing a Chapter...

Leveraging LPMI: The Pros and Cons of Lender-Paid Mortgage Insurance

by John Evans | Aug 9, 2016 | Home Mortgage Tips

From interest rates to mortgage loans, there are many things associated with applying and obtaining a mortgage that are important for new homeowners to be aware of. If you’ve heard the term Lender-Paid Mortgage Insurance (LPMI), this is when the mortgage lender...

3 Different Types of Loan That Will Negatively Impact Your Ability to Get a Mortgage

by John Evans | Aug 4, 2016 | Home Mortgage Tips

A good credit rating is built on a number of financial factors including paying your bills on time and the length of your credit history, but loans can also be a source of bolstering your credit score in a positive way. While this means that loans can actually be a...

Spouse with Bad Credit? 3 Reasons You’ll Want to Consider a Co-signer for Your Mortgage

by John Evans | Aug 3, 2016 | Home Mortgage Tips

Obtaining a mortgage can be quite a complicated process even without the financial hurdles, but if your spouse’s credit has experienced a number of difficulties, acquiring a mortgage can be even more of a burden. If you’re concerned about what bad credit...

Thinking about Refinancing? 3 Ways That You Can Boost Your Home’s Assessed Value First

by John Evans | Aug 2, 2016 | Home Mortgage Tips

In an effort to boost the value of their property, many homeowners invest in renovations that will help them sell at a higher price. However, with all of the renovation options, it can be hard to know what kind of fix-ups are really worth investing time and money...
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