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Should You Be Worried About Skipping Multiple Mortgage Payments? Yes, and Here’s Why

by John Evans | Apr 23, 2015 | Home Mortgage Tips

From time to time, a homeowner may struggle to make a mortgage payment on time. Most will be able to make the missing payment a week or two later when the next paycheck arrives. However, others may find themselves in a situation where they are unable to make multiple...

Thinking About Buying a Rental Property? 3 Reasons You’ll Want to Get a Mortgage Pre-Approval

by John Evans | Apr 22, 2015 | Home Mortgage Tips

A rental property is a wonderful investment option to consider, and it can provide you with everything from considerable tax benefits to appreciation and monthly cash flow. While you may be eager to get started searching for a new rental property to invest in, a good...

The Pros and Cons of Putting in More Than 20 Percent as a Down Payment on Your New Home

by John Evans | Apr 21, 2015 | Home Mortgage Tips

One of the most common questions home buyers ask today relates to how much money they need to put down on a home. There are mortgage requirements in place that establish minimum down payment requirements, and some home buyers will barely have enough to pay the minimum...

You Ask, We Answer: How Often Should I Refinance the Mortgage on My House?

by John Evans | Apr 15, 2015 | Home Mortgage Tips

Refinancing a home mortgage can provide you with an incredible range of benefits. These include everything from reducing your mortgage term and lowering your payments to helping you more effectively build equity or pulling equity out to use for beneficial purposes....

Suffering from Credit Problems? Understanding Mortgage Lenders and How They Assess Your Credit

by John Evans | Apr 14, 2015 | Home Mortgage Tips

One of the most significant factors a mortgage lender will review when you apply for a new mortgage loan is your credit history and rating. While some people have stellar credit, others have a troubled credit history with lower scores. If you fall into the latter...

How Does Making Lump Sum Payments Affect Your Mortgage? Let’s Take a Look

by John Evans | Apr 7, 2015 | Home Mortgage Tips

Periodically, many homeowners will receive a rather sizable amount of extra cash. This may be from a bonus from your employer, a refund on your tax return, a financial gift from a relative or something else altogether. While there are many things that you could do...
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