by John Evans | Mar 5, 2015 | Home Mortgage Tips
If you have heard nightmarish stories from friends and family members about the home mortgage application process, you are not alone. In fact, some of these stories may have even been a reason why you have held out on moving forward with your plans to purchase your...
by John Evans | Mar 3, 2015 | Home Mortgage Tips
The decision to buy a second home may be made for a number of reasons. For example, you may have a destination where you and your family love to spend free time in, and you may be ready to settle into your own space in this location. You may considering the tax...
by John Evans | Feb 26, 2015 | Home Mortgage Tips
If your personal budget is similar to many other people’s budgets, your home mortgage payment is by far the largest expense that you pay for each month. In fact, this payment may easily account for 20 or 25 percent or more of your take-home income....
by John Evans | Feb 18, 2015 | Home Mortgage Tips
If your goal is to purchase a home, you may find that it’s challenging to save up enough money for your down payment. While this is something that many first time home buyers struggle with, it is by no means insurmountable. By making a few simple changes you...
by John Evans | Feb 12, 2015 | Home Mortgage Tips
Refinancing your mortgage can make good financial sense, as long as you are doing it for the right reasons. Before considering a refinance, it’s worth spending some time to assess what your financial goals are. Lowering Your Interest Rate One of the most common...
by John Evans | Feb 10, 2015 | Home Mortgage Tips
If you are self-employed, either as a freelancer or as the owner of your own business, your income can fluctuate greatly from year to year. That can make it difficult to get approved for a mortgage, although there are some things you can do to improve your chances....
