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On Time, Every Time: How Being Late on Monthly Payments Can Affect Your Mortgage

by John Evans | Jan 5, 2018 | Home Mortgage Tips

Are you the type of person that struggles with remembering to pay their bills on time? You’re not alone. People across the country regularly submit late monthly payments, inflicting terrible damage to their credit. Let’s take a quick look at how paying...

Can I Buy a Piece of Land and Build a House on It With a Mortgage? Yes — Here’s How

by John Evans | Jan 4, 2018 | Home Mortgage Tips

Have you been hunting for a new house without finding one that suits your needs? If so, one option that you may want to consider is building a new construction home on a choice piece of land. In today’s blog post we will explore a few different mortgage options...

How to Run a Quick Financial Health Check Before You Apply for a Mortgage

by John Evans | Dec 21, 2017 | Home Mortgage Tips

Are you planning on using a mortgage to help cover the cost of a new home? If so, you will want to prepare your finances and figure out how you will manage all those wallet-draining monthly expenses. Let’s take a look at how to run a quick financial health check...

Mortgage 101: Understanding ‘PITI’ and What Goes in to Your Monthly Payments

by John Evans | Dec 19, 2017 | Home Mortgage Tips

Ask any friend or family member that owns a home and they will share that it takes a bit of management to keep all the expenses under control. Let’s explore the concept of PITI and why it is vital to have a clear picture of how much your home is costing you each...

You Ask, We Answer: How Do I Know If It’s a Good Idea to Refinance My Mortgage?

by John Evans | Dec 14, 2017 | Home Mortgage Tips

Are you interested in paying less per month on your mortgage? Or perhaps you would prefer if your mortgage was paid off a couple of months – or years – faster? If you are a homeowner with a mortgage, one option that is open to you is refinancing. In...

The Pros and Cons of a Large Down Payment When Buying a Home

by John Evans | Dec 12, 2017 | Home Mortgage Tips

If you are in the market for a new home, one of the considerations you will need to make is how much to invest in your down payment. Let’s take a quick look at some of the pros and cons of making a large down payment when buying your next home. A Large Down...
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