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How Do Mortgage Lenders Decide How Much You Can Borrow?

by John Evans | Mar 11, 2014 | Mortgage News

When you visit your lender to get a mortgage for your home, they will tell you the maximum amount that you are allowed to borrow. But how do they reach this total and what factors do they take into consideration? How do they determine that one borrower can take on a...

What’s Ahead For Mortgage Rates This Week – March 10, 2014

by John Evans | Mar 10, 2014 | Mortgage News

Last week’s economic news included construction spending and the CoreLogic Home Price Index for January.  Reports for February included ADP Employment, Non-Farm Payrolls and national unemployment data. The Federal Reserve’s Beige Book report and...

Don’t Make These Mistakes When You Want To Get A Home Loan

by John Evans | Mar 7, 2014 | Mortgage News

Getting a home loan can be a challenging process, and a finicky one. Qualifying can be challenging and once a buyer gets approved, it can be surprisingly easy to derail the process. Here are some mistakes to be avoided: Not Pre-Checking Credit Once a borrower makes...

How To Add Color To Your Home Decor Without Going Overboard

by John Evans | Mar 7, 2014 | Mortgage News

There is a fine line between adding color to your home décor and using too much color, so that you feel like you are living inside a rainbow. A little bit of color will add a lot of fun and interest to your home design, but too much color can be overwhelming....

by John Evans | Oct 4, 2013 | Mortgage News

How the Government shutdown is affecting Mortgages. Good article

Don’t Let Confusion With Mortgage Jargon Cost You

by John Evans | Oct 1, 2013 | Mortgage News

A recent study of US and UK home buyers, conducted by the London based Nationwide Building Society, found that more than 40% of people buying homes were confused by the jargon that lenders used to describe mortgages. When it comes to taking out a mortgage on your...
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