by John Evans | May 13, 2014 | Mortgage News
As economic influences affect the housing market in the United States, there has been the introduction and development of programs to assist with the downturn. During the 2009 economic crisis in the United States that resulted in home prices and values falling, a...
by John Evans | May 12, 2014 | Mortgage News
Results from a Federal Reserve survey of senior bank loan officers indicated that lenders have held the line on prime lending standards and have raised standards for sub-prime and non-traditional home loans. Survey respondents represented 74 U.S. banks and 23 foreign...
by John Evans | May 9, 2014 | Mortgage News
Thinking about ways to engage your children in gardening and educational opportunities outside of the classroom? Creating your very own veggie patch with them is a great way to help them develop interest in the wonderful hobby of gardening! Growing a vegetable garden...
by John Evans | May 8, 2014 | Mortgage News
Over the course of a lifetime, financial development can lead to some wonderful opportunities. A person’s financial development and state of affairs is something that is particularly important when it comes to taking out a bank loan to further progress in life,...
by John Evans | May 7, 2014 | Mortgage News
Putting down the largest sum of money at your disposal might seem like the best way to go when it comes to your mortgage down payment. There is a certain amount of truth to this, but the reality is bigger is not always better. Ideally, the amount of money you settle...
by John Evans | May 6, 2014 | Mortgage News
The last few years have been financially difficult for millions of homeowners, with job losses and decline in home values devastating families all over the US. As a result, a great number of homes have gone through short sales, which has had a detrimental effect on...