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What Will Harp 3.0 Mean For Homeowners After 2014?

by John Evans | May 13, 2014 | Mortgage News

As economic influences affect the housing market in the United States, there has been the introduction and development of programs to assist with the downturn. During the 2009 economic crisis in the United States that resulted in home prices and values falling, a...

What’s Ahead For Mortgage Rates This Week – May 12, 2014

by John Evans | May 12, 2014 | Mortgage News

Results from a Federal Reserve survey of senior bank loan officers indicated that lenders have held the line on prime lending standards and have raised standards for sub-prime and non-traditional home loans. Survey respondents represented 74 U.S. banks and 23 foreign...

Vegetable Garden 101: Get The Kids Started On A Veggie Patch Project Today

by John Evans | May 9, 2014 | Mortgage News

Thinking about ways to engage your children in gardening and educational opportunities outside of the classroom? Creating your very own veggie patch with them is a great way to help them develop interest in the wonderful hobby of gardening! Growing a vegetable garden...

The Magic Number: Does Your Credit Score Need To Be Above 800 To Apply For A Mortgage?

by John Evans | May 8, 2014 | Mortgage News

Over the course of a lifetime, financial development can lead to some wonderful opportunities. A person’s financial development and state of affairs is something that is particularly important when it comes to taking out a bank loan to further progress in life,...

Is It Best To Put Down A Large Down Payment, Or Be Agile With Your Savings?

by John Evans | May 7, 2014 | Mortgage News

Putting down the largest sum of money at your disposal might seem like the best way to go when it comes to your mortgage down payment. There is a certain amount of truth to this, but the reality is bigger is not always better. Ideally, the amount of money you settle...

How Will A Short Sale Affect Your Ability To Buy Another House In The Future?

by John Evans | May 6, 2014 | Mortgage News

The last few years have been financially difficult for millions of homeowners, with job losses and decline in home values devastating families all over the US. As a result, a great number of homes have gone through short sales, which has had a detrimental effect on...
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