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Credit Score Got You Concerned? Here’s 3 Ways to Get It Together

by John Evans | Sep 27, 2016 | Mortgage Tips

If you’re worried about your bad credit, you’ll want to do everything in your power to improve your rating as quickly as possible – especially if you are looking to purchase a home in the near future. Improving your credit rating can give you access...

3 Things That Determine Your Mortgage Interest Rate

by John Evans | Sep 20, 2016 | Mortgage Tips

When you initially start shopping for a home mortgage, you may be drawn to advertisements for ultra-low interest rates. These may be rates that seem too good to be true, and you may gladly contact the lender or mortgage company to complete your loan application....

Thinking of Buying a Second Home? Assess Your Finances First

by John Evans | Aug 30, 2016 | Mortgage Tips

The decision to buy a second home may be made for a number of reasons. For example, you may have a destination where you and your family love to spend free time in, and you may be ready to settle into your own space in this location. You may be considering the tax...

Why Your ‘Debt-to-Income Ratio’ Number Matters When Obtaining a Mortgage

by John Evans | Aug 26, 2016 | Mortgage Tips

If you are looking to buy a home, you may want to consider shopping for a loan first. Having your financing squared away ahead of time can make it easier to be taken seriously by buyers and help move along the closing process. For those who are looking to get a...

Bi-weekly or Monthly Mortgage Payments – Which is better?

by John Evans | Aug 16, 2016 | Mortgage Tips

When you apply for a new mortgage, your lender may ask if you want to set up monthly payments or bi-weekly payments. At one time, monthly payments were common, but bi-weekly payments are increasing in popularity. This is because they break a large expense up into two...

Three Proven Ways You Boost Your Credit to Get a Mortgage Approved

by John Evans | Aug 12, 2016 | Mortgage Tips

Credit problems are unfortunately common, and they can make it difficult for you to obtain a mortgage. Even if you are able to obtain a mortgage with your credit issues, the rate may be rather high in comparison to what you may qualify for if you obtain a mortgage...
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