by John Evans | Aug 10, 2016 | Home Mortgage Tips
There was a time when it was possible to acquire a mortgage shortly after filing for Chapter 7 bankruptcy, but with the shifts in the financial sector, the timeline on such a mortgage approval has changed in recent years. If you’re currently undergoing a Chapter...
by John Evans | Aug 9, 2016 | Home Mortgage Tips
From interest rates to mortgage loans, there are many things associated with applying and obtaining a mortgage that are important for new homeowners to be aware of. If you’ve heard the term Lender-Paid Mortgage Insurance (LPMI), this is when the mortgage lender...
by John Evans | Aug 8, 2016 | Mortgage Rates
Last week’s economic reports included construction spending, personal income, and multiple reports on employment. Freddie Mac’s mortgage rates survey and new jobless claims were also released. Construction Spending Dips in June According to the Commerce...
by John Evans | Aug 5, 2016 | Home Buyer Tips
Fixer uppers can come with huge price benefits and opportunity, as well as problems. Make sure you understand what you’re getting yourself into before you purchase a home that needs significant restoration. Carefully Calculate Do the math very carefully before...
by John Evans | Aug 4, 2016 | Home Mortgage Tips
A good credit rating is built on a number of financial factors including paying your bills on time and the length of your credit history, but loans can also be a source of bolstering your credit score in a positive way. While this means that loans can actually be a...
by John Evans | Aug 3, 2016 | Home Mortgage Tips
Obtaining a mortgage can be quite a complicated process even without the financial hurdles, but if your spouse’s credit has experienced a number of difficulties, acquiring a mortgage can be even more of a burden. If you’re concerned about what bad credit...
by John Evans | Aug 2, 2016 | Home Mortgage Tips
In an effort to boost the value of their property, many homeowners invest in renovations that will help them sell at a higher price. However, with all of the renovation options, it can be hard to know what kind of fix-ups are really worth investing time and money...
by John Evans | Aug 1, 2016 | Mortgage Rates
Last week’s economic reports included S&P Case-Shiller Housing Market Indices, reports on new and pending home sales, Freddie Mac’s weekly mortgage rates survey. The Federal Reserve released its customary statement after the scheduled Federal Open...
by John Evans | Jul 29, 2016 | Home Mortgage Tips
The monthly mortgage payment can be one of the most significant household expenditures for a family. However, while it can be a sizable amount, there are certain household things you may be able to eliminate that will help you put down more money and pay your mortgage...
by John Evans | Jul 28, 2016 | Home Mortgage Tips
Whether you’re embarking on the process of obtaining a mortgage for the first time or just preparing yourself for the advances in the industry, the implementation of automated underwriting in recent years has significantly changed the application process. From...