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3 Tips and Tricks to Make Mortgage Pre-Qualification Easy

by John Evans | Mar 15, 2016 | Home Buyer Tips

If you’re planning to buy a home, you should know that the mortgage pre-qualification process is the first in a series of steps that eventually lead to home ownership. A pre-qualification is different from a pre-approval – the pre-qualification meeting is...

What’s Ahead For Mortgage Rates This Week – March 14, 2016

by John Evans | Mar 14, 2016 | Financial Reports

Last week’s economic news included Fannie Mae’s Home Purchase Sentiment Index along with weekly reports on mortgage rates and new jobless claims. The City of Detroit also announced a program to help would-be buyers purchase homes that do not qualify for...

Ready to Move in to Your New Home? Not So Fast! Take Care of These 3 Items Before the Big Move

by John Evans | Mar 11, 2016 | Home Buyer Tips

With the excitement involved in moving into a new home and all of the things that need to be done, it can be easy to forget a few important things before you load up the moving van. If the day of departure is drawing closer and you’re mulling over the final...

Worried about Your FICO Score? 4 Easy Strategies to Fix It Up

by John Evans | Mar 10, 2016 | Home Buyer Tips

If you’re worried about your bad credit, you’ll want to do everything in your power to improve your rating as quickly as possible – especially if you have a major purchase coming up. Improving your credit rating can give you access to better interest...

It Isn’t Always a Clear Road after Pre-approval: 4 Reasons Why Your Mortgage May Be Denied

by John Evans | Mar 9, 2016 | Home Buyer Tips

So you’ve been pre-approved for a mortgage – great! You’ve taken the first step toward becoming a homeowner. But before you start picking out china patterns, you’ll want to keep in mind that a pre-approval isn’t the same thing as a...

The Pros and Cons of A Fixed Rate Second Mortgage vs. Opening a Home Equity Line of Credit

by John Evans | Mar 8, 2016 | Home Mortgage Tips

When it comes to a mortgage and the financial stability of your home, there’s no such thing as too much you can know in the case of keeping your biggest investment safe. If you’re looking at paying off debt and are considering using the equity in your...

What’s Ahead For Mortgage Rates This Week – March 7, 2016

by John Evans | Mar 7, 2016 | Financial Reports

Week in Review Last week’s scheduled economic news included reports on pending home sales, construction spending and several jobs related readings including ADP Payrolls, the government’s Non-Farm Payrolls and the national unemployment rate. Mortgage...

Dream Renovations: Upgrading Your Bathroom from ‘Regular’ to ‘In-Home Spa’

by John Evans | Mar 4, 2016 | Around The Home

There are times you might long for the relaxed leisure of the spa experience, but with the cost of a manicure it’s not always a pleasure one can afford. If your current bathroom set-up isn’t the optimal place for rest and relaxation, here are some cues for...

The FHA Mortgage Minimum Credit Score Has Been Reduced. Here’s What You Need to Know…

by John Evans | Mar 3, 2016 | Home Mortgage Tips

Credit is of considerable concern when it comes to buying a home, but if you’re on the market for a new place in the next few months there may be some timely news that applies to you. If you haven’t heard about the changes to the Federal Housing...

4 Facts You Need to Know Before Setting Up a Mortgage Escrow Account

by John Evans | Mar 2, 2016 | Home Mortgage Tips

Buying a home involves a variety of nuances and strange-sounding terms, and one of the least understood aspects of the home buying process is the escrow account. Essentially, an escrow account is a third party bank account your lender can require you to pay into in...
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