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The Pros and Cons of Paying Cash When You Buy Your Next Home

by John Evans | Sep 10, 2015 | Home Buyer Tips

With mortgage bubbles and real estate issues still in recent memory, one might feel that their best option is to buy their next home using cash instead of borrowing the necessary funds. In today’s article we’ll explore the pros and cons of paying cash for...

A Step-by-step Guide to Preparing Your Finances for the Mortgage Pre-approval Process

by John Evans | Sep 9, 2015 | Home Mortgage Tips

Being pre-approved for a mortgage isn’t just a way to get a step ahead, in many cases it’s a necessity to buying a home. Many sellers don’t want to go through the negotiation process of selling their home only to have the buyer drop out when they...

What’s Ahead For Mortgage Rates This Week – September 8, 2015

by John Evans | Sep 8, 2015 | Market Outlook

Last week’s economic news included reports on construction spending, private and public sector employment data and a report from the Fed indicating that any move to raise interest rates may be delayed. The details: Construction Spending Meets Expectations, Beige...

From Big to Small: How to Downsize from a Large House to a Smaller, More Efficient Home

by John Evans | Sep 4, 2015 | Real Estate Tips

If you’re moving from a large home into a smaller house or condo, you’re probably looking forward to enjoying lower mortgage payments, a lower utility bill and not having to do as much cleaning. But before you move, you’ll want to take certain...

From Big to Small: How to Downsize from a Large House to a Smaller, More Efficient Home

by John Evans | Sep 4, 2015 | Real Estate Tips

If you’re moving from a large home into a smaller house or condo, you’re probably looking forward to enjoying a lower utility bill and not having to do as much cleaning. But before you move, you’ll want to take certain precautions to ensure that...

How to Submit an Offer Below the Asking Price Without Spooking the Seller

by John Evans | Sep 3, 2015 | Home Buyer Tips

You’ve found it: A large new home for your family. It’s in the area of the city that you love, with the perfect architectural style and lots of room for entertaining guests. It would have been perfect for you, but there’s only one problem –...

3 Reasons Why the Cost of Title Insurance is Worth the Investment

by John Evans | Sep 2, 2015 | Home Mortgage Tips

Title insurance is one of the few types of protection policies available to homebuyers and one that is often overlooked because of its optional nature. Because title insurance is purchased simultaneously with the home, it can be very easy to forego when looked at...

A Quick Guide to the FHA Streamline Refinance Mortgage Loan Program

by John Evans | Sep 1, 2015 | Home Mortgage Tips

Refinancing a home loan can provide numerous benefits, but it can also seem daunting and intimidating to some. Many homeowners would love to lower their interest rate or take advantage of other benefits associated with refinancing, but they are concerned about the...

What’s Ahead For Mortgage Rates This Week – August 31, 2015

by John Evans | Aug 31, 2015 | Market Outlook

Last week’s economic news included several reports related to housing. The Case-Shiller 20-City Home Price Index for June rose to 4.50 percent as compared to May’s reading of 4.40 percent. Denver, Colorado was the only city to post double-digit...

How to Design a Modern, Luxurious Home Inside of an Older Piece of Real Estate

by John Evans | Aug 28, 2015 | Around The Home

Newer properties may be infused with built-in designer touches that give them an instant sense of luxury, but older homes may lack many of these built-in features. Whether buying or renovating an older property, many people are interested in learning how to instill...
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