by John Evans | Jan 8, 2014 | Home Buyer Tips
One of the challenges you will face when deciding how much money to put down on your new home is whether to put down a larger down payment or to take a bit of money from your down payment and use it to pay “discount points” to lower your interest rate....
by John Evans | Jan 7, 2014 | Housing Analysis
The Case-Shiller 10 and 20-City Home Price Indices for October were released on December 31. Although home prices in most cities continued to show year-over-year gains, the pace of home price appreciation is expected to slow in 2014. Year-over-year increases have been...
by John Evans | Jan 6, 2014 | Mortgage Rates
The last week of 2013 brought relatively good news in view of the economic roller coaster rides caused by legislative impasse. A brief shutdown of federal government agencies, and nail-biting suspense over if and when the FOMC of the Federal Reserve would taper its...
by John Evans | Jan 3, 2014 | Around The Home
The holiday season is coming to an end. It’s time to pack up the stockings, and take the ornaments off the tree. That tree was a beautiful Christmas decoration, but now that the evergreen is turning brown, and its needles are falling all over the carpet, you...
by John Evans | Jan 2, 2014 | Home Mortgage Tips
Before taking out a mortgage to buy a home, it’s time to take a realistic survey of your finances so that you can determine your price range and what size of home you can comfortably afford. Buying a home that suits your finances will mean that your mortgage...
by John Evans | Dec 31, 2013 | Housing Analysis
The holiday season and winter weather slowed home sales in November. Last week, the NAR reported that sales of existing homes had slumped to their lowest level in nearly a year, but this was not unexpected. Short supplies of available homes and rising mortgage...
by John Evans | Dec 30, 2013 | Mortgage Rates
The University of Michigan’s Consumer Sentiment Index was improved for December at 82.5, after the November reading was adjusted from 82.5 to 75. Analysts noted that consumers were relieved when legislative gridlock ended. Durable goods orders reached their...
by John Evans | Dec 27, 2013 | Around The Home
With most of the country easing into full-on winter weather, last-minute outdoor projects need to happen soon. And what better way to enjoy a cozy holiday season than by drinking hot chocolate and roasting marshmallows at your very own outdoor fire pit. In one...
by John Evans | Dec 26, 2013 | Home Buyer Tips
When you already have a home, you may be interested in determining if a refinance is a good option. You will not have to worry about restrictions on down payments or some of the problems that can occur with a down payment. However, if you are considering purchasing a...
by John Evans | Dec 24, 2013 | Around The Home
Christmas lights can be the most festive of holiday decorations, but actually putting them up can be a huge pain. With these easy step-by-step instructions, you can safely hang Christmas lights outside your house in no time. That way you can get back to what’s...
