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Everything You Need to Know About Fannie Mae’s New Home Ready Mortgage

by John Evans | Feb 2, 2016 | Home Mortgage Tips

Traditionally, getting a mortgage requires you to have a level of income appropriate to the size of home that you’re buying. But for a lot of low-income and minority borrowers, a simple measure of one person’s income isn’t an accurate measure of...

Struggling to Get Approved Because of Your Income? 5 Reasons to Consider a FHA Loan

by John Evans | Jan 27, 2016 | Home Mortgage Tips

Buying a home isn’t cheap. But if you’re determined to become a homeowner, the FHA home loan program can help. This loan program, ideal for first-time buyers with low incomes, can help you to build your credit and make home ownership a reality. So why...

A Guide to Financing Home Improvements and How Mortgage Refinancing Can Help

by John Evans | Jan 26, 2016 | Home Mortgage Tips

If you’re planning to remodel or renovate your home in the near future – whether to provide a better living environment or as part of a house flip – you’ll need to find a way to pay for your home improvements. There are several different...

The Do’s and Don’ts of Getting Approved for a Mortgage Quickly

by John Evans | Jan 21, 2016 | Home Mortgage Tips

If you’re ready to buy a home, getting approved for a mortgage is a critical step that you can’t skip or rush. And although it may seem like the lenders can be a bit arbitrary in their approvals, there’s actually a detailed set of criteria they look...

Owning vs Renting: Why High Rents Are Worse Than a Mortgage over the Long Term

by John Evans | Jan 14, 2016 | Home Mortgage Tips

If you’re at the stage in life where home ownership is nearly within your reach, you’re probably wondering whether you should start looking for a home or whether you should just keep renting. Renting is easier, people say, and it gives you more mobility....

Money Matters: Understanding How a Mortgage Loan Can Be a Productive Investment

by John Evans | Jan 12, 2016 | Home Mortgage Tips

Most people tend to think of a mortgage loan as a necessary evil, an expense that has to be managed. But under the right circumstances, your mortgage can become a smart investment – something that makes you money instead of costing you money. With a little bit...
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