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Have You Been Denied for a Mortgage? Here Are 3 Reasons Why You’ll Want to Keep Trying

by John Evans | Jan 6, 2016 | Home Mortgage Tips

If you’re in the market for a new home, you’ll most likely need a mortgage in order to afford it. But for some home buyers, getting a mortgage isn’t easy. Banks and other lenders are often hesitant to lend money to certain consumers, often for good...

A Quick and Easy Guide to Using an Online Mortgage Calculator

by John Evans | Jan 5, 2016 | Home Mortgage Tips

If you’re in the market for a new mortgage, using an online mortgage calculator is a great way to determine what kind of terms you can expect to see and how they’ll affect your home purchase. Visualizing what a 3.9% interest rate looks like can be...

Understanding Mortgage Pre-Approvals and How to Avoid Being Declined for One

by John Evans | Dec 29, 2015 | Home Mortgage Tips

The mortgage process is a long and complicated one, with a number of similar-sounding terms that can easily confuse first-time homebuyers. A pre-approval is not the same thing as a pre-qualification, and it’s important to understand everything that goes into a...

3 Things That Will Absolutely Kill Your Chances for a Mortgage Approval

by John Evans | Dec 22, 2015 | Home Mortgage Tips

If you’re about to seek approval for a mortgage, you’ll want to ensure you have a solid credit score and clean financial records to boost your likelihood of being approved. There are certain characteristics that lenders want to see in a mortgage applicant...

Refinancing This Winter? Follow These 5 Expert Tips to Get the Most from Your Mortgage

by John Evans | Dec 15, 2015 | Home Mortgage Tips

Refinancing a mortgage is a great way to take advantage of historically low interest rates or change your payment terms to be more affordable. And with interest rates at historical lows, there’s never been a better time to refinance your mortgage. If...

Yes, It’s True: Mortgage Closing Costs Are Down. Here’s How You Can Take Advantage

by John Evans | Dec 10, 2015 | Home Mortgage Tips

Mortgage closing costs have been coming down in recent years, which is good news for buyers. But if you’re buying a home in the near future, you’ll want to ensure you’re prepared to take full advantage of these lower fees – after all, keeping...
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